Monroe County property record for 138 Sands Rd, Big Pine Key, FL 33043
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 442 sqft · built 1969 |
| Lot Size | 0.094 acres (4,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Feb 2026) |
| Tax Bill | $622 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2026 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00111320-002200 |
| Primary APN | 00111320-002200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 442 sqft Living Area |
| 1st Floor Area | 442 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 4,100 sqft (0.094 acres) |
| Lot Dimensions | 100 ft deep x 41 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 282 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1139637 |
|---|---|
| Street Address | 138 SANDS RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4570 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BIG PINE KEY PT E1/2 OF NE1/4 (LOT 24) OR470-978/79 OR875-1647D/C OR875-1648 OR1381-2328 OR1446-152R/S OR1962-822 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | BIG PINE KEY |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 971401 |
Source: Monroe County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 138 SANDS RD, BIG PINE KEY, FL 33043-4570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Balloon Mortgage NONE LISTED ON DOCUMENT |
| Feb 27, 2026 | Warranty Deed, Transfer CLOSING AGENT INC, CLOSING DEPARTMENT INC |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Mar 6, 1997 · Amount on Record |
| Deed Document Number | 20262534015 |
| Deed Book / Page | 3368 / 1620 |
| Prior Transfer Date | Dec 23, 2003 |
| Prior Transfer Doc | 0001416621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 138 SANDS RD, BIG PINE KEY, FL 33043-4570 |
| Document Number | 0002555261 |
| Book / Page | 3396 / 492 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20262555261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 138 SANDS RD, BIG PINE KEY, FL 33043-4570 |
| Document Number | 0002555261, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 3396/492 |
| Instrument | 20262555261 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 3, 2031 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.43% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 27, 2026 |
| Property Address | 138 SANDS RD, BIG PINE KEY, FL 33043-4570 |
| Document Number | 0033681620 |
| Book / Page | 3368 / 1620 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2534015 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | CLOSING AGENT INC, CLOSING DEPARTMENT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 CADDY RD, ROTONDA WEST, FL 33947-2220 |
| Name | Verified Name |
|---|---|
| Address | 138 SANDS RD, BIG PINE KEY, FL 33043-4570 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 138 SANDS RD, BIG PINE KEY, FL 33043-4570 |
| Document Number | 0028602398 |
| Book / Page | 002860 / 002398 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 138 SANDS RD BIG PINE KEY FL 330434570, BIG PINE KEY, FL 33043-4570 |
| Document Number | 0028602398 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 002860/002398 |
| Instrument | 2128295 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 21, 2027 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $622.00 (+5.6%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $42,775 (+5.98%) | $198,479 (+28.78%) Land $186,868 Building $11,611 |
| 2024 | $589.00 (+19.23%) | ||
| 2023 | $494.00 (-0.2%) Senior Citizen's exemption | $40,360 (+3%) | $154,119 (+5.32%) Land $143,582 Building $10,537 |
| 2022 | $495.00 Senior Citizen's exemption | $39,185 | $146,338 Land $135,136 Building $11,202 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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