DeSoto County property record for 138 S Hernando Ave, Arcadia, FL 34266
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,669 sqft · built 1954 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,050 (Oct 2025) |
| Tax Bill | $965 (2024) |
| Deeds & Mortgages | Oct 2025 Sale Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-37-24-0012-0500-0250 |
| Primary APN | 25-37-24-0012-0500-0250 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,669 sqft Heated Area |
| Gross Area | 2,119 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tin |
| Lot Area | 14,157 sqft (0.325 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Open Porch |
| Porch Area | 296 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 138 S HERNANDO AVE |
|---|---|
| City | ARCADIA |
| State | FL |
| Zip | 34266-4603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | TOWN OF ARCADIA O S LOTS 25 & 26 BLK 50 IN SEC 31/37/25 INST:201814001982 |
| Legal Range | 24E |
| Legal Township | 37S |
| Legal Section | 25 |
| Legal Subdivision | TOWN OF ARCADIA O S |
| Legal Tract | 12 |
| Legal Block | 50 |
| Legal Lot Number | 25,26 26 |
| Jurisdiction | DE SOTO FL |
| Township / Civil Division | ARCADIA EAST |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10301 |
Source: DeSoto County records · APN 25-37-24-0012-0500-0250
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5029 SE COUNTY ROAD 760, ARCADIA, FL 34266-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Apr 06, 2018 | Grant Deed, Transfer · Line of Credit FIRST ST BK/ARCADIA |
| Aug 31, 2017 | Tax Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Apr 06, 2018 · Amount on Record |
| Deed Document Number | 202514008000 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 138 S HERNANDO AVE, ARCADIA, FL 34266-4603 |
| Document Number | 0014008000 |
| Map Reference | MB 1 PG 67 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 202514008000 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,106.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 PELL DR, LA FAYETTE, GA 30728-6301 |
| Name | Verified Name |
|---|---|
| Address | 5029 SE COUNTY ROAD 760, ARCADIA, FL 34266-9610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 138 S HERNANDO AVE, ARCADIA, FL 34266-4603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 138 S HERNANDO AVE, ARCADIA, FL 34266-4603 |
| Document Number | 0014005258 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 202114005258 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 138 S HERNANDO AVE, ARCADIA, FL 34266-4603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 138 S HERNANDO AVE, ARCADIA, FL 34266-4603 |
| Document Number | 0014003267 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 202214003267 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Apr 06, 2018 |
| Property Address | 138 S HERNANDO AVE, ARCADIA, FL 34266-4603 |
| Document Number | 0014001982 |
| Instrument Date | Apr 05, 2018 |
| Instrument | 14001982 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 S HERNANDO AVE ARCADIA FL 342664603, ARCADIA, FL 34266-4603 |
| Document Number | 14001983 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 14001983 |
| Name | FIRST ST BK/ARCADIA |
|---|---|
| Type | Bank |
| Address | ARCADIA, FL 34266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 05, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Aug 31, 2017 |
| Property Address | 138 S HERNANDO AVE, ARCADIA, FL 34266-4603 |
| Document Number | 0014004505 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 14004505 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 02, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1908 NW 4TH AVE #112 BOCA RATON FL 334321501, 112, BOCA RATON, FL 33432-1501 |
Source: DeSoto County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Arcadia City |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,944 (+2.94%) | $151,561 (+3.09%) Land $8,000 Building $143,561 | |
| 2024 | $965.00 (+4.21%) Homeowner's exemption Additional exemption filed | $100,000 (+2.85%) | $147,024 (+3.13%) Land $8,000 Building $139,024 |
| 2023 | $926.00 (+3.81%) Homeowner's exemption Additional exemption filed | $97,230 (+3.29%) | $142,564 (+5.25%) Land $8,000 Building $134,564 |
| 2022 | $892.00 Homeowner's exemption Additional exemption filed | $94,137 | $135,449 Land $8,000 Building $127,449 |
Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Arcadia Historic District listed 1984 · 293 contributing resources · NRIS 84000842 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon.
Based on FCC filings for 183 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ARCADIA WATER DEPT serves 8,942 people |
|---|---|
| Water Source | Purchased surface water from DESOTO COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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