138 S 13th Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 138 S 13th Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Duplex
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$492,500 (Apr 2019)
Tax Bill	$12,890 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Jun 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.21-3014-14`

Property Details

APN / Parcel Number

Primary APN	`550800 169.21-3014-14`
Alternative APNs	`080016902130140140000000` `058850`

Exterior

Architectural Style	Duplex Single
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Account Number	058850
Street Address	138 S 13TH AVE
City	MOUNT VERNON
State	NY
Zip	10550-2818
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	MAP OF THE VILLAGE OF MOUNT VERNON
Legal Block	3014
Legal Lot Number	14.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	2900

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMERCIAL LENDER LLC
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2023	Intrafamily Transfer, Transfer
Apr 16, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage UNITED MORTGAGE CORP
Nov 14, 2017	Quit Claim Deed, Transfer CORNERSTONE ABSTRACT
Dec 6, 2017	Grant Deed, Transfer CORNERSTONE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	2019590733048
Prior Transfer Date	Jun 29, 2015
Prior Transfer Doc	0551663163
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 22, 2026
Property Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Document Number	0000003010
Instrument Date	Aug 14, 2026
Instrument	20263010
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NEW WAY ABSTRACT CORPORATION, NEW WAY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000003010,
Date	Sep 22, 2026
Instrument	20263010

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2027

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611623459
Date	Jun 14, 2021
Instrument	611623459

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611623456
Date	Jun 14, 2021
Instrument	611623456

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 23, 2023
Property Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Document Number	0630233139
Map Reference	MAP 144
Instrument Date	Jan 12, 2021
Instrument	630233139
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 S 13TH AVE, MOUNT VERNON, NY 10550-2818

April 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 16, 2019
Property Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Document Number	0590733048
Map Reference	MAP 144
Instrument Date	Mar 15, 2019
Instrument	590733048
Transaction Type	Subdivision Related Transfer
Record Updated	May 6, 2022
Title Company	JUDICIAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	463 HORTON HWY, 463, WILLISTON PARK, NY 11596-2244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HAMILTON TER, NEW YORK, NY 10031-6403

Mortgage

Document Number	0590783089
Date	Apr 16, 2019
Instrument	590783089

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 14, 2017
Property Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Document Number	0573003553
Book / Page	057300 / 003553
Instrument Date	Oct 24, 2017
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	CORNERSTONE ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6101 CONDOR DR #200 MOORPARK CA 930212602, 200, MOORPARK, CA 93021-2602

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 6, 2017
Property Address	138 S 13TH AVE, MOUNT VERNON, NY 10550-2818
Document Number	0573003580
Book / Page	057300 / 003580
Instrument Date	Apr 30, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	CORNERSTONE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	463 HORTON HWY WILLISTON PARK NY 115962244, WILLISTON PARK, NY 11596-2244

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,890.00 (-70.42%)
2025	$43,570.00	$7,500 (-) Land $1,300 Building $6,200	$416,666 (+6.67%) Land $72,222 Building $344,444
2024		$7,500 (-) Land $1,300 Building $6,200	$390,625 (-10.94%) Land $67,708 Building $322,917
2023		$7,500 Land $1,300 Building $6,200	$438,596 Land $76,023 Building $362,573

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2007)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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