Charleston County property record for 138 Rose Ln, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,050 sqft · built 1970 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,010,000 (Feb 2026) |
| Tax Bill | $3,379 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 532-01-00-157 |
| Primary APN | 532-01-00-157 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,104 sqft |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 71 ft deep x 62 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 138 ROSE LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-5333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -NORTH HEIGHTS DESCRIPTION -LT 13 OF 27 |
| Legal Subdivision | NORTH HEIGHTS |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 4701 |
138 Rose Ln is owned and occupied by two individuals who bought it in February 2026.
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 ROSE LN, MOUNT PLEASANT, SC 29464-5333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| May 27, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on File |
| Deed Sale | Feb 17, 2026 · Amount on File |
| Prior Sale | May 27, 2022 · Amount on File |
| Deed Book / Page | 1369 / 731 |
| Prior Transfer Date | Jan 26, 2006 |
| Prior Transfer Doc | T571/0784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 17, 2026 |
| Property Address | 138 ROSE LN, MOUNT PLEASANT, SC 29464-5333 |
| Document Number | 0013690731 |
| Book / Page | 1369 / 731 |
| Map Reference | MB G PG 33 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,626.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 138 ROSE LN, MOUNT PLEASANT, SC 29464-5333 |
| Document Number | 0001369732 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 1369/732 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 27, 2022 |
| Property Address | 138 ROSE LN, MOUNT PLEASANT, SC 29464-5333 |
| Document Number | 0011120930 |
| Book / Page | 1112 / 930 |
| Map Reference | MB G PG 33 |
| Instrument Date | May 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,158.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 138 ROSE LN, MOUNT PLEASANT, SC 29464-5333 |
| Document Number | 0001112932 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 1112/932 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
The 2025 property tax bill for 138 Rose Ln was $3,379, up 6.6% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,379.00 (+6.59%) | $898,100 (+2,605.12%) Land $524,200 Building $373,900 | $898,100 Land $524,200 Building $373,900 |
| 2024 | $3,170.00 | $33,200 | |
| 2022 | $3,297.00 | $13,870 | $396,400 Land $297,500 Building $98,900 |
| 2020 | $830,000 Land $625,000 Building $205,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 138 Rose Ln in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 512 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 134 condo units |
| Nearby Flood Claims | 72 (1980–2024) |
| Claims Outside the SFHA | 33 of 72 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Rose Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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