138 River Ridge Rd, Sunset, SC 29685 Property Records

Pickens County property record for 138 River Ridge Rd, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,165 sqft · built 2023
Lot Size	0.863 acres (37,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (May 2021)
Tax Bill	$36,127 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4121-00-95-5273`

Property Details

APN / Parcel Number

Primary APN	`4121-00-95-5273`
Alternative APN	`R0066846`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,165 sqft Living Area
Basement Area	2,165 sqft
Finished Basement	2,165 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Block
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	37,592 sqft (0.863 acres)
Garage Type	Attached
Garage Area	907 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	34 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0066846
Street Address	138 RIVER RIDGE RD
City	SUNSET
State	SC
Zip	29685-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT KEOWEE LOT 057 SEC A PLAT 421/1-4 PLAT 613/81
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Tract	4
Legal Block	95
Legal Lot Number	57
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2013
Census Tract	10201

Owner

Source: Pickens County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 TAM OSHANTER DR SE, MARIETTA, GA 30067-4829
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
May 10, 2021	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Sep 22, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	May 1, 2006 · Amount on Record
Deed Document Number	20218975
Deed Book / Page	2271 / 60
Prior Transfer Date	Mar 6, 2007
Prior Transfer Doc	001082/0026
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	138 RIVER RIDGE RD, SUNSET, SC 29685-1706
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023950
Date	Dec 17, 2021
Book Page	6060/191
Instrument	202123950

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	May 10, 2021
Property Address	138 RIVER RIDGE RD, SUNSET, SC 29685-1706
Document Number	0000008975
Book / Page	2271 / 60
Map Reference	MB 421 PG 1&2
Instrument Date	Apr 29, 2021
Instrument	202108975
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 TAM OSHANTER DR SE, MARIETTA, GA 30067-4829

Mortgage

Document Number	0000008977
Date	May 10, 2021
Instrument	202108977

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 22, 2020
Property Address	138 RIVER RIDGE RD, SUNSET, SC 29685-1706
Document Number	0000014451
Book / Page	002196 / 000202
Instrument Date	Sep 18, 2020
Instrument	14451
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,970.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13738 CHATSWORTH LN JACKSONVILLE FL 322255429, JACKSONVILLE, FL 32225-5429

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,127.00 (+7.45%)	$160,900 (+15%) Land $46,580 Building $114,320	$4,803,500 (+106%) Land $1,390,500 Building $3,413,000
2024	$33,622.00 (+246.51%)	$139,910 (+245.46%) Land $40,500 Building $99,410	$2,331,800 (+245.45%) Land $675,000 Building $1,656,800
2023	$9,703.00 (-0.65%)	$40,500 (-) Land $40,500	$675,000 (-) Land $675,000
2022	$9,766.00	$40,500 Land $40,500	$675,000 Land $675,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 350
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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