Okaloosa County property record for 138 Ridgeway Cir, Crestview, FL 32536 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,270 sqft · built 2023 |
| Owner | Individual Name on File |
| Last Sale | $408,000 (Aug 2023) |
| Tax Bill | $4,326 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-151-1159-3 |
| Primary APN | C56-001-151-1159-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Heated Area |
| Gross Area | 3,939 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 138 RIDGEWAY CIR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-2173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWAY LANDING LOT 19 |
| Legal Subdivision | RIDGEWAY LANDING |
| Legal Lot Number | 19 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20500 |
Source: Okaloosa County records · APN C56-001-151-1159-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 138 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Aug 31, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 3644665 |
| Deed Book / Page | 3690 / 144 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 138 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 138 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Document Number | 0003798854 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 3798854 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 31, 2023 |
| Property Address | 138 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Document Number | 0036900144 |
| Book / Page | 3690 / 144 |
| Map Reference | MB 30 PG 23-25 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 3644665 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,856.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST # ST2ND, ST2ND, PENSACOLA, FL 32502-5696 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 138 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Document Number | 0003690146 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 3690/146 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,326.00 (+852.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $319,514 (+1,037.38%) Land $33,065 Building $286,449 | $319,514 (+1,037.38%) Land $33,065 Building $286,449 |
| 2023 | $454.00 (+6.32%) | $28,092 (+7%) Land $28,092 | $28,092 (+7%) Land $28,092 |
| 2022 | $427.00 | $26,254 Land $26,254 | $26,254 Land $26,254 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020, Hurricane Sally |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 35 |
May also be available at this address: LiveOak Fiber, Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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