Iredell County property record for 138 Ridge Meadow Loop, Stony Point, NC 28678 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,180 sqft Heated Area |
| Lot Size | 238,143 sqft (5.46 acres) |
| Garage | 506 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,127.00 (2025) |
| Primary APN | 4708-36-9308.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,180 sqft Heated Area |
| Gross Area | 4,522 sqft Gross Area |
| 1st Floor | 1,124 sqft 1st Floor |
| Basement Area | 1,160 sqft Basement |
| Unfinished Basement | 1,160 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 238,143 sqft (5.46 acres) |
| Lot Width | 281 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 506 sqft Garage |
| Deck Area | 208 sqft Deck |
|---|---|
| Patio Area | 104 sqft Patio |
| Porch Area | 364 sqft Porch |
| Storage Building | 240 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 77367421 |
|---|---|
| Street Address | 138 RIDGE MEADOW LOOP |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SR 1570 HARRIS |
| Legal Subdivision | SHARPESBURG TWPS |
| Legal Block | 36 |
| Jurisdiction | IREDELL NC |
| Minor Civil Division | SHARPESBURG |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 60902 |
Source: Iredell County records · APN 4708-36-9308.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 RIDGE MEADOW LOOP, STONY POINT, NC 28678-9228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit PARK STERLING BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 1992 |
| Deed Sale | Dec 01, 1992 |
| Deed Book / Page | 871 / 1525 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 138 RIDGE MEADOW LOOP, STONY POINT, NC 28678-9228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0028921027 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 2892/1027 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 138 RIDGE MEADOW LOOP, STONY POINT, NC 28678-9228 |
| Document Number | 2485365 |
| Book / Page | 002485 / 000365 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 138 RIDGE MEADOW LOOP STONY POINT NC 286789228, STONY POINT, NC 28678-9228 |
| Document Number | 2485365 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 002485/000365 |
| Name | PARK STERLING BK |
|---|---|
| Type | Bank |
| Address | STATESVILLE, NC 28677 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,127.00 | $350,500 (-) Land $50,520 Building $299,980 | $350,500 (-) Land $50,520 Building $299,980 |
| 2024 | $2,127.00 (-2.3%) | $350,500 (-2.35%) Land $50,520 Building $299,980 | $350,500 (-2.35%) Land $50,520 Building $299,980 |
| 2023 | $2,177.00 (+42.85%) | $358,950 (+53.82%) Land $58,970 Building $299,980 | $358,950 (+53.82%) Land $58,970 Building $299,980 |
| 2022 | $1,524.00 | $233,350 Land $50,540 Building $182,810 | $233,350 Land $50,540 Building $182,810 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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