138 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 138 Reflection Dr, Williamsburg, VA 23188 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	2,012 sqft Living Area
Lot Size	22,303 sqft (0.512 acres)
Occupancy	Owner Occupied
Last Sale	$290,000 (2019)
Tax Bill	$2,176.00 (2019)

Property Details

APN / Parcel Number

Primary APN	`13-4 04-0-0009`
Alternative APN	`2525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,012 sqft Living Area
Gross Area	2,636 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Composition/Composite Exterior
Foundation Type	Raised Foundation
Roof Material	Composition Shingle Roof
Lot Area	22,303 sqft (0.512 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Deck Area	574 sqft Deck
Patio Area	574 sqft Patio
Porch	Open Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	2525
Street Address	138 REFLECTION DR
City	WILLIAMSBURG
State	VA
Zip	23188-7021
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-9 S-1 MIRROR LAKE EST
Legal Subdivision	MIRROR LAKES ESTATES
Legal Lot Number	9
Jurisdiction	JAMES CITY VA
Minor Civil Division	STONEHOUSE
Census Blockgroup	1
Census Block	1023
Census Tract	80402

Owner

Source: James City County records · APN 13-4 04-0-0009

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 REFLECTION DR, WILLIAMSBURG, VA 23188-7021
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jul 15, 2005 · Amount on Record
Deed Doc Number	190017680
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 26, 2019
Property Address	138 REFLECTION DR, WILLIAMSBURG, VA 23188-7021
Document Number	0000017680
Instrument Date	Nov 12, 2019
Instrument	17680
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 REFLECTION DR WILLIAMSBURG VA 231887021, WILLIAMSBURG, VA 23188-7021

Mortgage

Document Number	17681
Date	Nov 26, 2019
Instrument	17681

Lender

Name	AMERIS BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$382,400 (+25.17%) Land $54,000 Building $328,400	$382,400 (+25.17%) Land $54,000 Building $328,400
2023		$305,500 Land $49,300 Building $256,200	$305,500 Land $49,300 Building $256,200
2019	$2,176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.