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138 Rachel Lin Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 138 Rachel Lin Ln, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,714 sqft · built 2005
Lot Size0.293 acres (12,763 sqft)
Owner2 Trust Names on File
Last Sale$39,500 (Jul 2004)
Tax Bill$2,679 (2025)
Deeds & MortgagesJun 2019 Sale
Flood ZoneZone X (minimal risk)
APN19-25-31-3016-0001-1510

Property Details

APN / Parcel Number

Primary APN19-25-31-3016-0001-1510
Alternative APNs
  • 253119301600011510
  • 124490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,584 sqft
1st Floor Area1,714 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,763 sqft (0.293 acres)
Lot Dimensions150 ft deep x 85 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area366 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address138 RACHEL LIN LN
CitySAINT CLOUD
StateFL
Zip34771-8226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionEAST LAKE RESERVE AT NARCOOSSEE UNIT 3 PB 16 PGS 82-84 LOT 151
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionEAST LAKE RESERVE AT NARCOOSSEE UNIT 3
Legal Tract3016
Legal Block1510
Legal Lot Number151
Legal Unit3P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

138 Rachel Lin Ln is owner-occupied and held in a trust since June 2019.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Trust Names on File
Mailing Address138 RACHEL LIN LN, SAINT CLOUD, FL 34771-8226
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2004 · Amount on File
Deed SaleJul 13, 2004 · Amount on File
Deed Document Number2004144361
Deed Book / Page2555 / 2142
Last Transfer DateJun 5, 2019
Transfer Doc0055432619
Record UpdatedJun 8, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 19, 2019
Property Address138 RACHEL LIN LN, SAINT CLOUD, FL 34771-8226
Document Number0055432619
Book / Page005543 / 002619
Instrument DateJun 5, 2019
Instrument78986
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address138 RACHEL LIN LN ST CLOUD FL 347718226, ST CLOUD, FL 34771-8226

Tax Assessment & Valuation

The 2025 property tax bill for 138 Rachel Lin Ln was $2,679 with a homeowner's exemption, up 6.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,679.00 (+6.06%) Homeowner's exemption$182,789$352,200 Land $75,000 Building $277,200
2024$2,526.00 (+2.31%)
2023$2,469.00 (+4.84%) Homeowner's exemption$172,465 (+3%)$331,900 (+6.58%) Land $60,000 Building $271,900
2022$2,355.00 Homeowner's exemption$167,442$311,400 Land $55,000 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Rachel Lin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Rachel Lin Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink.

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