138 Putnam Rd, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 138 Putnam Rd, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1975
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Jul 2021)
Tax Bill	$8,621 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 91.5-2-57`

Property Details

APN / Parcel Number

Primary APN	`372689 91.5-2-57`
Alternative APNs	`268909100500020570000000` `111100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	111100
Street Address	138 PUTNAM RD
City	GARRISON
State	NY
Zip	10524-7449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	2
Legal Lot Number	57.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3019
Census Tract	10800

Owner

138 Putnam Rd is owned and occupied by an individual who bought it in July 2021.

Source: Putnam County and Philipstown Town records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	138 PUTNAM RD, GARRISON, NY 10524-7449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	202182472021
Deed Book / Page	2223 / 80
Prior Transfer Date	Jul 2, 2008
Prior Transfer Doc	0018070333
Record Updated	Oct 29, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 15, 2021
Property Address	138 PUTNAM RD, GARRISON, NY 10524-7449
Document Number	0022230080
Book / Page	2223 / 80
Map Reference	MAP 372
Instrument Date	Jun 30, 2021
Instrument	8247-2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	OMINI TITLE AGENCY, OMNI TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 PUTNAM RD, 138, GARRISON, NY 10524-7449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 FORT WASHINGTON AVE APT 33A, 33A, NEW YORK, NY 10033-4623

Mortgage

Document Number	7402139
Date	Jul 15, 2021
Instrument	7402/139

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,100 (-) Land $33,300 Building $80,800	$372,025 (+10.08%)
2024	$8,621.00	$114,100 (-) Land $33,300 Building $80,800	$337,974 (+4.32%)
2023		$114,100 (-) Land $33,300 Building $80,800	$323,964 (+11.73%) Land $94,549 Building $229,415
2022		$114,100 Land $33,300 Building $80,800	$289,962 Land $84,625 Building $205,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Putnam Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1984–2026)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Putnam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300