138 Pratt Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 138 Pratt Rd, Bowdoinham, ME 04008

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,008 sqft · built 1990
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Tax Bill$5,373 (2025)
Deeds & MortgagesAug 2025 Mortgage
Mar 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNBOWN M:R03 L:039-B

Property Details

APN / Parcel Number

Primary APNBOWN M:R03 L:039-B
Alternative APNs
  • M:R03 L:039=B
  • 262

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Lot Area43,996 sqft (1.01 acres)

Location & Zoning

Account Number262
Street Address138 PRATT RD
CityBOWDOINHAM
StateME
Zip04008-6030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number39-B
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group1
Census Block1010
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address138 PRATT RD, BOWDOINHAM, ME 04008-6030
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage
KENNEBEC SAVINGS BANK
Mar 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
KENNEBEC SAVINGS BANK
Mar 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
KENNEBEC SAVINGS BANK
Nov 20, 2018Deed of Trust, Mortgage
KENNEBEC SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address138 PRATT RD, BOWDOINHAM, ME 04008-6030
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004424
DateAug 22, 2025
Instrument2025R-04424
Lender
NameKENNEBEC SAVINGS BANK
Agreement
AmountAmount Recorded
Term157 Months
DueSep 1, 2038

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address138 PRATT RD, BOWDOINHAM, ME 04008-6030
Transaction TypeMortgage
Record UpdatedMar 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001723
DateMar 9, 2022
Instrument2022R-01723
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term313 Months
DueApr 1, 2048

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address138 PRATT RD, BOWDOINHAM, ME 04008-6030
Transaction TypeMortgage
Record UpdatedMar 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001469
DateMar 1, 2022
Instrument2022R-01469
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term313 Months
DueApr 1, 2048

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address138 PRATT RD, BOWDOINHAM, ME 04008-6030
Document Number0000008441
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 PRATT RD BOWDOINHAM ME 040086030, BOWDOINHAM, ME 04008-6030

Mortgage

Document Number0000008441
DateNov 28, 2018
Instrument8441
Lender
NameKENNEBEC SVGS BK
TypeFederal Savings Bank
AddressAUGUSTA, ME 04330
Agreement
AmountAmount Recorded
Term300 Months
DueNov 27, 2043

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,373.00 (+5.29%)$243,000 (-) Land $49,000 Building $194,000
2024$5,103.00 (+7.68%)$243,000 (-) Land $49,000 Building $194,000
2023$4,739.00 (+29.37%)$243,000 (+2%) Land $49,000 Building $194,000
2022$3,663.00$202,500 Land $40,800 Building $161,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2012)
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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