138 Poplar Loop Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 138 Poplar Loop Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,351 sqft · built 1989
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Last Sale$875,000 (Feb 2022)
Tax Bill$3,807 (2025)
Deeds & MortgagesFeb 2022 Sale
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9566666821

Property Details

APN / Parcel Number

Primary APN9566666821
Alternative APNs
  • 00956666682155
  • 9935436

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,351 sqft Heated Area
1st Floor Area1,512 sqft
Upper Floors Area1,058 sqft
Basement Area1,736 sqft
Unfinished Basement1,736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area38,333 sqft (0.88 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Deck Area456 sqft
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9935436
Street Address138 POPLAR LOOP DR
CityFLAT ROCK
StateNC
Zip28731-8583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9935436~R-
Legal DescriptionKENMURE LO13 PH2 SEE PLA-273A
Legal SubdivisionKENMURE
Legal Phase2
Legal Block66
Legal Lot Number6821
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2006
Census Tract931500

Owner

Source: Henderson County records · APN 9566666821

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address138 POPLAR LOOP DR, FLAT ROCK, NC 28731-8583
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Warranty Deed, Transfer
Jun 19, 2017Warranty Deed, Transfer · Conventional with PMI
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleJun 19, 2017 · Amount on Record
Deed Document Number2022973602
Deed Book / Page3868 / 595
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateFeb 14, 2022
Property Address138 POPLAR LOOP DR, FLAT ROCK, NC 28731-8583
Document Number0038680595
Book / Page3868 / 595
Map ReferenceCAB A SL 273-A
Instrument DateFeb 11, 2022
Instrument973602
Transaction TypeTransfer
Record UpdatedMar 28, 2022

Transaction

AmountAmount Recorded
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address909 WOODLAND FOREST DR, 909, WAXHAW, NC 28173-8545

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 POPLAR LOOP DR, FLAT ROCK, NC 28731-8583

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 19, 2017
Property Address138 POPLAR LOOP DR, FLAT ROCK, NC 28731-8583
Document Number0030670604
Book / Page003067 / 000604
Instrument DateJun 07, 2017
Transaction TypeTransfer
Record UpdatedJul 05, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address138 POPLAR LOOP DR FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Mortgage

Document Number30670607
DateJun 19, 2017
Book Page003067/000607
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2047

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$883,500 (-) Land $101,700 Building $781,800
2025$3,807.00
2023$883,500 Land $101,700 Building $781,800$883,500 Land $101,700 Building $781,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum Communications
Cable
940 / 35
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 53 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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