138 Pine Tree Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 138 Pine Tree Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 2005
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$508,995 (Feb 2025)
Tax Bill	$6,631 (2026)
Deeds & Mortgages	Apr 2024 Sale Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-188148`

Property Details

APN / Parcel Number

Primary APN	`10-188148`
Alternative APN	`188148`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Total Area
Utility Area	75 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	188148
Street Address	138 PINE TREE RD
City	OCEAN CITY
State	MD
Zip	21842-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	LOT 1353 SEC 1 PINE TREE ROAD PL MONTEGO BAY MOB HM PK
Legal Subdivision	MONTEGO BAY MHP
Legal Lot Number	214B
Jurisdiction	WORCESTER MD
Township / Civil Division	7, OCEAN CITY
Census Block Group	2
Census Block	2011
Census Tract	950300

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 496, GAMBRILLS, MD 21054-0496
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed, Transfer
Apr 20, 2020	Quit Claim Deed, Transfer ATG TITLE INC
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Jan 5, 2001
Deed Book / Page	8896 / 195
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	0087480028
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 30, 2024
Property Address	138 PINE TREE RD, OCEAN CITY, MD 21842-4646
Document Number	0087480028
Book / Page	8748 / 28
Map Reference	MB FWH 11 FO 32
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	138 PINE TREE RD, OCEAN CITY, MD 21842-4646

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 20, 2020
Property Address	138 PINE TREE RD, OCEAN CITY, MD 21842-4646
Document Number	0076370095
Book / Page	007637 / 000095
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATG TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PINE TREE RD OCEAN CITY MD 218424646, OCEAN CITY, MD 21842-4646

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	138 PINE TREE RD, OCEAN CITY, MD 21842-4646
Document Number	0076160158
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PINE TREE RD OCEAN CITY MD 218424646, OCEAN CITY, MD 21842-4646

Mortgage

Document Number	0076160158
Date	Mar 17, 2020
Book Page	007616/000158

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Ocean City Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,631.00 (+15.89%)	$489,200 (+16.74%) Land $190,000 Building $299,200	$489,200 (-) Land $190,000 Building $299,200
2025	$5,722.00 (+54.44%)	$419,067 (+50.31%)	$489,200 (+75.47%) Land $190,000 Building $299,200
2023	$3,705.00 Homeowner's exemption	$278,800 Land $110,000 Building $168,800	$278,800 Land $110,000 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 346 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	497 units insured incl. 151 condo units
Nearby Flood Claims	93 (1982–2023)
Claims Outside the SFHA	14 of 93
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Shore Communications.

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