138 Pine Dr, Emerson, NJ 07630 Property Records

Bergen County and Emerson Borough property record for 138 Pine Dr, Emerson, NJ 07630

Property Summary

Property Type	Single Family Home
Details	990 sqft · built 1953
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Dec 2025)
Tax Bill	$9,614 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00325-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`14-00325-0000-00004`
Alternative APNs	`140032500004` `010524`

Interior

Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	010524
Street Address	138 PINE DR
City	EMERSON
State	NJ
Zip	07630-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75X100 3LT
Legal Subdivision	CONTINENTAL WOODS
Legal Block	325
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	EMERSON
Census Block Group	2
Census Block	2009
Census Tract	14000

Owner

138 Pine Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Bergen County and Emerson Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 PINE DR, EMERSON, NJ 07630-1345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2025 · Amount on File
Deed Sale	Dec 6, 2025 · Amount on File
Prior Sale	Oct 4, 2024 · Amount on File
Deed Document Number	202583850
Deed Book / Page	5666 / 1807
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 6, 2025
Property Address	138 PINE DR, EMERSON, NJ 07630-1345
Document Number	0056661807
Book / Page	5666 / 1807
Instrument Date	Oct 22, 2025
Instrument	2025083850
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,652.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 SHERWOOD LN, WYCKOFF, NJ 07481-2719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PINE DR, EMERSON, NJ 07630-1345

Mortgage

Document Number	0056661813
Date	Dec 6, 2025
Book Page	5666/1813
Instrument	2025083851

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 138 Pine Dr was $9,614, up 3.5% from the year before.

Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Emerson Borough
Unified School District	Emerson Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,700 (+152.83%) Land $190,000 Building $520,700	$710,700 (+152.83%) Land $190,000 Building $520,700
2025	$9,614.00 (+3.54%)	$281,100 Land $190,000 Building $91,100	$281,100 Land $190,000 Building $91,100
2024	$9,285.00
2023		$281,100 Land $190,000 Building $91,100	$281,100 Land $190,000 Building $91,100
2022	$8,511.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 138 Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 138 Pine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20