St. Johns County property record for 138 Oleta Way, Saint Augustine, FL 32095 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,264 sqft · built 2020 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jun 2026) |
| Tax Bill | $6,924 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072154-2920 |
| Primary APN | 072154-2920 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 2,264 sqft |
| Flooring | Carpet |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 586 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 138 OLETA WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 91/85-97 PALENCIA NORTH PHASE III A-5 LOT 292 |
| Legal Range | 29 |
| Legal Township | 05 |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE III A-5 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 292 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072154-2920
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 OLETA WAY, SAINT AUGUSTINE, FL 32095-7475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 10, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| May 21, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Deed Document Number | 202649753 |
| Deed Book / Page | 6381 / 384 |
| Prior Transfer Date | Mar 17, 2025 |
| Prior Transfer Doc | 0061151237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32095 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 138 OLETA WAY, SAINT AUGUSTINE, FL 32095-7475 |
| Document Number | 0057620913 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 5762/913 |
| Instrument | 2023039694 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32095 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 138 OLETA WAY, SAINT AUGUSTINE, FL 32095-7475 |
| Document Number | 0054941100 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 5494/1100 |
| Instrument | 2022017358 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 138 OLETA WAY, SAINT AUGUSTINE, FL 32095-7475 |
| Document Number | 0000049753 |
| Book / Page | 6381 / 384 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 202649753 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | CLOSING TABLE, CLOSING BEAR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 OLETA WAY, SAINT AUGUSTINE, FL 32095-7475 |
| Document Number | 0000049754, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202649754 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 21, 2020 |
| Property Address | SAINT AUGUSTINE, FL 32095 |
| Document Number | 0049470260 |
| Book / Page | 004947 / 000260 |
| Instrument Date | May 20, 2020 |
| Instrument | 39042 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,681.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 OLETA WAY ST AUGUSTINE FL 320957475, ST AUGUSTINE, FL 32095-7475 |
| Document Number | 49470264 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 004947/000264 |
| Instrument | 39043 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,945 | $536,453 Land $155,000 Building $381,453 | |
| 2025 | $6,924.00 (+10.25%) | ||
| 2024 | $6,280.00 (+6.01%) | ||
| 2023 | $5,924.00 (+1.82%) | ||
| 2022 | $5,818.00 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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