138 Oak Shadow Dr, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 138 Oak Shadow Dr, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,997 sqft · built 1973
Lot Size	0.148 acres (6,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$637,500 (Aug 2026)
Tax Bill	$6,619 (2025)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-321-018-000`

Property Details

APN / Parcel Number

Primary APN	`016-321-018-000`
Alternative APN	`016-321-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	2,459 sqft
1st Floor Area	1,997 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,448 sqft (0.148 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	016-321-018
Street Address	138 OAK SHADOW DR
City	SANTA ROSA
State	CA
Zip	95409-6246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	OAKMONT 5 LOT 93
Legal Subdivision	OAKMONT
Legal Block	3
Legal Lot Number	93
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3002
Census Tract	151601

Owner

Source: Sonoma County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 OAK SHADOW DR, SANTA ROSA, CA 95409-6246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Grant Deed, Construction Loan · Construction Mortgage LIBERTY FEDERAL CREDIT UNION
Nov 4, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 4, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	202644515
Prior Transfer Date	May 11, 1999
Prior Transfer Doc	0000076108
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 31, 2026
Property Address	138 OAK SHADOW DR, SANTA ROSA, CA 95409-6246
Document Number	0000044515
Instrument Date	Aug 25, 2026
Instrument	202644515
Transaction Type	Construction Loan
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,826.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044516,
Date	Aug 31, 2026
Instrument	202644516

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 4, 2021
Property Address	138 OAK SHADOW DR, SANTA ROSA, CA 95409-6246
Document Number	0000120623
Map Reference	MB 135 PG 35&36
Instrument Date	Nov 3, 2021
Instrument	2021120623
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 OAK SHADOW DR, SANTA ROSA, CA 95409-6246

Mortgage

Document Number	0000120625
Date	Nov 4, 2021
Instrument	2021120625

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Nov 4, 2021
Property Address	138 OAK SHADOW DR, SANTA ROSA, CA 95409-6246
Document Number	0000120624
Map Reference	MB 135 PG 35&36
Instrument Date	Nov 1, 2021
Instrument	2021120624
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 OAK SHADOW DR, SANTA ROSA, CA 95409-6246

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Kenwood Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$594,253 (+2%) Land $178,600 Building $415,653
2025	$6,619.00 (+3.5%)	$582,602 (+4.04%) Land $175,099 Building $407,503
2023	$6,395.00 (+6.9%)	$559,980 Land $168,300 Building $391,680
2022	$5,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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