138 Northgate Cir, Boiling Springs, SC 29316 Property Records

Spartanburg County property record for 138 Northgate Cir, Boiling Springs, SC 29316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1974
Lot Size	0.845 acres (36,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2026)
Tax Bill	$716 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-37-00-151.00`

Property Details

APN / Parcel Number

Primary APN	`2-37-00-151.00`
Alternative APNs	`7107-88-3849.98` `36978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,800 sqft (0.845 acres)
Lot Dimensions	230 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	140 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	36978
Street Address	138 NORTHGATE CIR
City	BOILING SPRINGS
State	SC
Zip	29316-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 NORTHGATE ESTATES P/B 70- 586 DB 93J-478
Legal Subdivision	NORTHGATE ESTATES
Legal Lot Number	41
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	3
Census Block	3028
Census Tract	22404

Owner

Source: Spartanburg County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Feb 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	202615113
Deed Book / Page	157 / C.597
Prior Transfer Date	Apr 10, 2007
Prior Transfer Doc	0000009084
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 7, 2026
Property Address	138 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740
Document Number	0000015113
Book / Page	157 / C.597
Instrument Date	Apr 6, 2026
Instrument	202615113
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$68,276.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	138 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015114,
Date	Apr 7, 2026
Book Page	7197/524
Instrument	202615114

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	138 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007775
Date	Feb 21, 2020
Book Page	5762/232
Instrument	2020-07775

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	820 Months
Due	Jun 6, 2088

Interest

Rate Type	Adjustable Rate
Rate	5.71%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	138 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740
Document Number	0000007776
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 NORTHGATE CIR BOILING SPRINGS SC 293165740, BOILING SPRINGS, SC 29316-5740

Mortgage

Document Number	0000007776
Date	Feb 21, 2020
Book Page	005762/000247
Instrument	7776

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	816 Months
Due	Feb 20, 2088

Interest

Rate Type	Adjustable Rate
Rate	5.71%

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$716.00 (+1.99%)	$6,141 (-) Land $913 Building $5,228	$180,300 (-) Land $26,800 Building $153,500
2024	$702.00 (+0.72%)
2023	$697.00	$6,141 Land $913 Building $5,228	$180,300 Land $26,800 Building $153,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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