138 N Waterside Dr, Seneca, SC 29672 Property Records

Oconee County property record for 138 N Waterside Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,617 sqft · built 2019
Lot Size	0.769 acres (33,541 sqft)
Owner	Trust Name on File
Last Sale	$635,000 (Jul 2007)
Tax Bill	$13,803 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-02-01-046`

Property Details

APN / Parcel Number

Primary APN	`123-02-01-046`
Alternative APN	`10324`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,617 sqft Living Area
Basement Area	1 sqft
Finished Basement	1 sqft

Exterior

Year Built	Built 2019
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	197 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	1,055 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	10324
Old Parcel Number	123 02 01 046
Street Address	138 N WATERSIDE DR
City	SENECA
State	SC
Zip	29672-0451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 WATERSIDE CROSSING
Legal Subdivision	WATERSIDE XING
Legal Block	1
Legal Lot Number	46
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2014
Census Tract	30302

Owner

138 N Waterside Dr is held in a trust since June 2015.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Trust Name on File
Mailing Address	569 CHIPPEWA LN, PERRYSBURG, OH 43551-5483
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2007 · Amount on File
Deed Sale	Jul 26, 2007 · Amount on File
Deed Document Number	0000001731
Last Transfer Date	Jun 5, 2015
Transfer Doc	0000013023
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	138 N WATERSIDE DR, SENECA, SC 29672-0451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006385
Date	Nov 17, 2017
Instrument	06385

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	ARM
Amount	Amount on Record
Term	379 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 138 N Waterside Dr was $13,803.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,803.00	$42,817 Land $12,580 Building $30,237	$1,070,434 Land $314,500 Building $755,934
2023		$42,817 Land $12,580 Building $30,237	$1,070,434 Land $314,500 Building $755,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 N Waterside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 N Waterside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20