138 N Main St, Covington, OH 45318 Property Records

Miami County property record for 138 N Main St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 438 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$22,000 (Aug 2025)
Tax Bill	$445 (2025)
Deeds & Mortgages	Jun 2021 Sale Feb 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`H19-007850`

Property Details

APN / Parcel Number

Primary APN	`H19-007850`
Alternative APNs	`080530.1-05-007-00` `H19NH034 00100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	438 sqft Living Area
1st Floor Area	876 sqft
Basement Area	219 sqft
Unfinished Basement	234 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	126 ft deep x 47 ft wide
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	138 N MAIN ST
City	COVINGTON
State	OH
Zip	45318-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 674 46.75
Legal Subdivision	COVINGTON
Legal Lot Number	674
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2014
Census Tract	325000

Owner

138 N Main St is owned by a company that bought it in August 2025.

Source: Miami County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	18050 DEAM RD, SIDNEY, OH 45365-9711
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Cancellation of Agreement of Sale, Transfer
Feb 14, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	20259104
Record Updated	Oct 29, 2026

June 2021: Cancellation of Agreement of Sale, Transfer

Document Type	Cancellation of Agreement of Sale
Jurisdiction	MIAMI OH
Recording Date	Jun 7, 2021
Property Address	138 N MAIN ST, COVINGTON, OH 45318-1318
Document Number	0000009938
Instrument Date	Jun 4, 2021
Instrument	2021OR-09938
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	519 S MARKET ST, 519, TROY, OH 45373-3332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N MAIN ST, COVINGTON, OH 45318-1318

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 14, 2019
Property Address	138 N MAIN ST, COVINGTON, OH 45318-1318
Document Number	0000001657
Instrument Date	Feb 13, 2019
Instrument	1657
Transaction Type	Transfer
Record Updated	Mar 4, 2019

Transaction

Amount	Amount on Record
Tax	$62.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N MAIN ST COVINGTON OH 453181318, COVINGTON, OH 45318-1318

Tax Assessment & Valuation

The 2025 property tax bill for 138 N Main St was $445, down 15.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$445.00 (-15.08%)	$14,390 (+10.52%) Land $8,120 Building $6,270	$41,100 Land $23,200 Building $17,900
2024	$524.00 (+9.17%)	$13,020 (-) Land $8,820 Building $4,200
2023	$480.00 (-3.42%)	$13,020 (-) Land $8,820 Building $4,200	$37,200 (-) Land $25,200 Building $12,000
2022	$497.00	$13,020 Land $8,820 Building $4,200	$37,200 Land $25,200 Building $12,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 N Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures