138 N Hoadley St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 138 N Hoadley St, Naugatuck, CT 06770

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1945
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$176,000 (Jan 2006)
Tax Bill$5,412 (2026)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN027-7600

Property Details

APN / Parcel Number

Primary APN027-7600
Alternative APNs
  • NAUG M:44-98W18-18
  • NAUG M:027 L:7600
  • AI11 98W18 18
  • 27-7600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,562 sqft
1st Floor Area720 sqft
AtticAttic
Attic Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area11,326 sqft (0.26 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number27-7600
Street Address138 N HOADLEY ST
CityNAUGATUCK
StateCT
Zip06770-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Lot Number7600
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group2
Census Block2001
Census Tract345400

Owner

138 N Hoadley St is owned and occupied by two individuals who bought it in January 2006.

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address138 N HOADLEY ST, NAUGATUCK, CT 06770-2520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2006 · Amount on File
Deed SaleJan 26, 2006 · Amount on File
Deed Book / Page744 / 40
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address138 N HOADLEY ST, NAUGATUCK, CT 06770-2520
Transaction TypeMortgage
Record UpdatedSep 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001095-811
DateFeb 9, 2022
Book Page1095/811
Instrument2022-536
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 138 N Hoadley St was $5,412, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,412.00 (+1.63%)$133,840 (-) Land $32,480 Building $101,360$278,523 (+197.29%)
2025$5,325.00$133,840 Land $32,480 Building $101,360$93,688 Land $22,736 Building $70,952
2024$5,325.00 (-11.09%)
2023$5,989.00 (+43.55%)$133,840 (+53.19%) Land $32,480 Building $101,360
2022$4,172.00$87,370 Land $34,560 Building $52,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 N Hoadley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 N Hoadley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people · EPA ID CT0880011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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