Madison County property record for 138 Mountain View Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2023) |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-0002-0017 |
| Primary APN | 072B-0002-0017 |
|---|---|
| Alternative APNs |
|
| Account Number | 67158 |
|---|---|
| Street Address | 138 MOUNTAIN VIEW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW ESTS LOT 35 BLK B |
| Legal Subdivision | MOUNTAIN VIEW EST |
| Legal Block | B |
| Legal Lot Number | 35 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10901 |
138 Mountain View Dr is owned and occupied by an individual who bought it in May 2023.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 138 MOUNTAIN VIEW DR, BEREA, KY 40403-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| May 19, 2023 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 17, 2022 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on File |
| Deed Sale | May 19, 2023 · Amount on File |
| Prior Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 2014146089 |
| Deed Book / Page | D838 / 455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 138 MOUNTAIN VIEW DR, BEREA, KY 40403-9725 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 138 MOUNTAIN VIEW DR, BEREA, KY 40403-9725 |
| Document Number | 0M2433/652 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | M2433/652 |
| Instrument | 2014307497 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 19, 2023 |
| Property Address | 138 MOUNTAIN VIEW DR, BEREA, KY 40403-9725 |
| Document Number | 00D838/455 |
| Book / Page | D838 / 455 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | May 12, 2023 |
| Instrument | 2014146089 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 SHOOPMAN LN, FERGUSON, KY 42533-9593 |
| Name | Verified Name |
|---|---|
| Address | 138 MOUNTAIN VIEW DR, BEREA, KY 40403-9725 |
| Document Number | 2014146090 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2014146090 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 17, 2022 |
| Property Address | 138 MOUNTAIN VIEW DR, BEREA, KY 40403-9725 |
| Document Number | 00D824/780 |
| Book / Page | D824 / 780 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2014096793 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 337 PEACHTREE DR, 337, BEREA, KY 40403-9128 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 138 MOUNTAIN VIEW DR, BEREA, KY 40403-9725 |
| Document Number | 2014096794 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2014096794 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 138 Mountain View Dr was $2,263 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,263.00 Additional exemption filed | $240,000 | $240,000 |
| 2023 | $2,255.00 | $232,500 | $232,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Mountain View Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Mountain View Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Also Mapped Here | MADISON CO UTILITIES DISTRICT |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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