138 Mountain Rd, Winsted, CT 06098 Property Records

Winchester Town property record for 138 Mountain Rd, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,654 sqft · built 1934
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Oct 2024)
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jun 2021 Sale & Mortgage
APN	`WINC M:044 B:154 L:014B`

Property Details

APN / Parcel Number

Primary APN	`WINC M:044 B:154 L:014B`
Alternative APNs	`WSTR M:044 B:154 L:014B` `1050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,654 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Log
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1050
Street Address	138 MOUNTAIN RD
City	WINSTED
State	CT
Zip	06098-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	154
Legal Lot Number	14B
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	5
Census Block	5003
Census Tract	320200

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	138 MOUNTAIN RD, WINSTED, CT 06098-2939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage TORRINGTON SAVINGS BANK
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	202420240-00002553
Deed Book / Page	486 / 164
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Oct 1, 2024
Property Address	138 MOUNTAIN RD, WINSTED, CT 06098-2939
Document Number	000486-164
Book / Page	486 / 164
Instrument Date	Sep 30, 2024
Instrument	20240-00002553
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1408020014
Date	Oct 1, 2024
Instrument	1408020014

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jun 28, 2021
Property Address	138 MOUNTAIN RD, WINSTED, CT 06098-2939
Document Number	000461-927
Book / Page	461 / 927
Instrument Date	Jun 28, 2021
Instrument	1127940003
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	138 MOUNTAIN RD, WINSTED, CT 06098-2939

Mortgage

Document Number	1127950010
Date	Jun 28, 2021
Instrument	1127950010

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,548.00	$190,190 (-) Land $40,670 Building $149,520	$133,133 Land $28,469 Building $104,664
2024	$5,548.00 (+10.54%)
2023	$5,019.00 (+29.96%)	$190,190 (+65.17%) Land $40,670 Building $149,520
2022	$3,862.00	$115,150 Land $29,470 Building $85,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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