138 McCracken Dr, Monaca, PA 15061 Property Records

Beaver County property record for 138 McCracken Dr, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,494 sqft · built 2006
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$409,900 (Jul 2024)
Tax Bill	$855 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-065-0129.000`

Property Details

APN / Parcel Number

Primary APN	`56-065-0129.000`
Alternative APN	`56-065-0129.000-01-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,494 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56-065-0129.000
Street Address	138 MCCRACKEN DR
City	MONACA
State	PA
Zip	15061-2774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 429 LAKEVIEW FARMS#4 HS
Legal Subdivision	LAKEVIEW FARMS PLAN
Legal Lot Number	429
Jurisdiction	BEAVER PA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2017
Census Tract	603202

Owner

138 McCracken Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Beaver County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 MCCRACKEN DR, MONACA, PA 15061-2774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on File
Deed Sale	Jul 15, 2024 · Amount on File
Prior Sale	Jan 17, 2006 · Amount on File
Deed Document Number	20243698962
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	138 MCCRACKEN DR, MONACA, PA 15061-2774
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MCCRACKEN DR, MONACA, PA 15061-2774

Mortgage

Document Number	0003683304
Date	Aug 14, 2023
Instrument	3683304

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	138 MCCRACKEN DR, MONACA, PA 15061-2774
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MCCRACKEN DR, MONACA, PA 15061-2774

Mortgage

Document Number	0003650987
Date	Dec 9, 2021
Instrument	3650987

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	138 MCCRACKEN DR, MONACA, PA 15061-2774
Document Number	0003576442
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MCCRACKEN DR MONACA PA 150612774, MONACA, PA 15061-2774

Mortgage

Document Number	0003576442
Date	Aug 2, 2018
Instrument	3576442

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 138 McCracken Dr was $855.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Center Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,350 Land $31,700 Building $162,650	$388,700 Land $63,400 Building $325,300
2025	$855.00
2023	$9,432.00	$89,050 Land $16,900 Building $72,150
1982			$178,100 Land $33,800 Building $144,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 138 McCracken Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 McCracken Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER TWP WATER AUTH serves 19,000 people · EPA ID PA5040007
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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