138 Maple St, Cottage Hills, IL 62018 Property Records

Madison County property record for 138 Maple St, Cottage Hills, IL 62018

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,166 sqft · built 1955
Lot Size	0.234 acres (10,220 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Jun 2018)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 2 more
APN	`19-2-08-11-12-201-008`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-11-12-201-008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,220 sqft (0.234 acres)
Lot Dimensions	146 ft deep x 70 ft wide
Garage Type	Attached
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	138 MAPLE ST
City	COTTAGE HILLS
State	IL
Zip	62018-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOURTH ADD FAIRFIELD ANNEX LOT 54 70X146
Legal Subdivision	FOURTH ADDN
Legal Lot Number	54
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1035
Census Tract	401721

Owner

138 Maple St is owned and occupied by an individual who bought it in June 2018.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	138 MAPLE ST, COTTAGE HILLS, IL 62018-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MEMBERS FCU
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MEMBERS FCU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Jun 8, 2018	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Deed Document Number	201817428
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	138 MAPLE ST, COTTAGE HILLS, IL 62018-1220
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004523
Date	Feb 13, 2026
Instrument	2026R04523

Lender

Name	MIDWEST MEMBERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 8, 2036

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	138 MAPLE ST, COTTAGE HILLS, IL 62018-1220
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004143
Date	Feb 15, 2024
Instrument	2024R04143

Lender

Name	MIDWEST MEMBERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Feb 13, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	138 MAPLE ST, COTTAGE HILLS, IL 62018-1220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046807
Date	Dec 16, 2020
Instrument	2020R46807

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 8, 2018
Property Address	138 MAPLE ST, COTTAGE HILLS, IL 62018-1220
Document Number	0000017428
Map Reference	PB22 PG52
Instrument Date	May 25, 2018
Instrument	2018R17428
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MAPLE ST, COTTAGE HILLS, IL 62018-1220

Mortgage

Document Number	0000017429
Date	Jun 8, 2018
Instrument	2018R17429

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.88%

Tax Assessment & Valuation

The 2025 property tax bill for 138 Maple St was $2,302 with a homeowner's exemption, up 8.4% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,302.00 (+8.43%)	$39,160 Land $2,080 Building $37,080	$117,480 Land $6,240 Building $111,240
2024	$2,123.00
2022	$1,904.00	$31,090 Land $1,650 Building $29,440	$93,363 Land $4,955 Building $88,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 138 Maple St; there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

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