138 Main St, Unit 9, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 138 Main St, Unit 9, Westfield, MA 01085

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 850 sqft · built 2005
Lot Size1.33 acres (58,101 sqft)
OwnerIndividual Name on File
Last Sale$196,000 (Apr 2022)
Tax Bill$3,655 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (moderate risk)
APNWFLD M:11 L:4 U:1-J

Property Details

APN / Parcel Number

Primary APNWFLD M:11 L:4 U:1-J
Alternative APN
  • M:329011 B:00004 L:0001J

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units18 Units
Stories2 Stories
Building Area850 sqft Living Area
Gross Area1,299 sqft
Basement Area425 sqft
Unfinished Basement425 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area58,101 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address138 MAIN ST, 9
CityWESTFIELD
StateMA
Zip01085-3361
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRC
Legal Lot Number4
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1002
Census Tract812702

Owner

138 Main St, Unit 9 is owned and occupied by an individual who bought it in April 2022.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address138 MAIN ST, 9, WESTFIELD, MA 01085-3361
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Quit Claim Deed, Transfer · FHA Mortgage
FIRST WORLD MORTGAGE CORPORATION
Feb 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2022 · Amount on File
Deed SaleApr 1, 2022 · Amount on File
Prior SaleNov 13, 2009 · Amount on File
Deed Document Number202220110
Deed Book / Page24480 / 501
Record UpdatedOct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateApr 1, 2022
Property Address138 MAIN ST UNIT 9, 9, WESTFIELD, MA 01085-3361
Document Number024480-501
Book / Page24480 / 501
Instrument DateApr 1, 2022
Instrument20110
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 MAIN ST UNIT 9, 9, WESTFIELD, MA 01085-3361

Mortgage

Document Number0000020111
DateApr 1, 2022
Instrument20111
Lender
NameFIRST WORLD MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address138 MAIN ST UNIT 9, 9, WESTFIELD, MA 01085-3361
Document Number21561-537
Book / Page021561 / 000537
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21561-537
DateFeb 7, 2017
Book Page021561/000537
Instrument7056
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 6, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 138 Main St, Unit 9 was $3,655, up 15.5% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,655.00 (+15.52%)$244,800 (+17.47%) Building $244,800$239,764 (-3.49%)
2025$3,164.00$208,400 Building $208,400$248,425 (+6.43%)
2024$233,415
2023$3,118.00$183,600 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Main St, Unit 9 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1980–2011)
Claims Outside the SFHA1 of 10
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Main St, Unit 9 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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