138 Main St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 138 Main St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1994
Lot Size	0.439 acres (19,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,000 (Aug 2025)
Tax Bill	$9,954 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11301-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-11301-0000-00004`
Alternative APN	`191130100004`

Interior

Stories	2 Stories
Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Lot Area	19,101 sqft (0.439 acres)
Lot Dimensions	191 ft deep x 100 ft wide

Location & Zoning

Street Address	138 MAIN ST
City	STANHOPE
State	NJ
Zip	07874-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Subdivision	BOROUGH/STANHOPE
Legal Block	11301
Legal Lot Number	4
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	1
Census Block	1003
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 MAIN ST, STANHOPE, NJ 07874-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit PICATINNY FCU
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 12, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Oct 29, 2003 · Amount on Record
Deed Document Number	202513965
Deed Book / Page	10397 / 257
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	138 MAIN ST, STANHOPE, NJ 07874-2633
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102690692
Date	Sep 15, 2023
Book Page	10269/692
Instrument	2023016282

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	138 MAIN ST, STANHOPE, NJ 07874-2633
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100290142
Date	Sep 20, 2021
Book Page	10029/142
Instrument	20210920010291590

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	138 MAIN ST, STANHOPE, NJ 07874-2633
Document Number	0097520125
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	138 MAIN ST STANHOPE NJ 078742633, STANHOPE, NJ 07874-2633

Mortgage

Document Number	0097520125
Date	Nov 4, 2019
Book Page	009752/000125
Instrument	219480

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,800 (+128.37%) Land $159,300 Building $328,500	$487,800 (+128.37%) Land $159,300 Building $328,500
2025	$9,954.00 (+3.25%)	$213,600 (-) Land $58,200 Building $155,400	$213,600 (-) Land $58,200 Building $155,400
2024	$9,641.00 (+4.39%)
2023		$213,600 Land $58,200 Building $155,400	$213,600 Land $58,200 Building $155,400
2022	$9,236.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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