138 Main St, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 138 Main St, Sag Harbor, NY 11963

Property Summary

Property Type	Bank, Financial Building
Details	4,652 sqft · built 1990
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Tax Bill	$6,846 (2024)
Flood Zone	Zone AE (high risk)
APN	`0903-002.00-02.00-045.001`

Property Details

APN / Parcel Number

Primary APN	`0903-002.00-02.00-045.001`
Alternative APNs	`473609 002.000-0002-045.001` `360900200000020450010000` `47360091830`

Interior

Building Area	4,652 sqft Gross Area
Basement Area	2,326 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	16,117 sqft (0.37 acres)
View / Lot	Below Average
Canopy	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 MAIN ST
City	SAG HARBOR
State	NY
Zip	11963-3007
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	VILLA
Legal Description	87-LD EQ +1800 & IMP DEC0
Legal Block	2
Legal Lot Number	45
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3023
Census Tract	190708

Owner

Source: Suffolk County and Southampton Town records · APN 0903-002.00-02.00-045.001

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	MAIN ST, SAG HARBOR, NY 11963
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Sag Harbor Village
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,464,700 (-) Land $945,300 Building $1,519,400	$3,912,222 (-) Land $1,500,476 Building $2,411,746
2024	$6,846.00 (-48.24%)		$3,912,222 (+10.32%) Land $1,500,476 Building $2,411,746
2023		$2,464,700 Land $945,300 Building $1,519,400	$3,546,331 Land $1,360,144 Building $2,186,187
2020	$13,226.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	222 units insured incl. 47 condo units
Nearby Flood Claims	5 (2008–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Sag Harbor Village District listed 1973 · 25 contributing resources · NRIS 73001274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.