138 Main St, Dobbs Ferry, NY 10522 Property Records

Westchester County and Greenburgh Town property record for 138 Main St, Dobbs Ferry, NY 10522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Sep 2015)
Tax Bill	$27,421 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`552603 3.80-42-14`

Property Details

APN / Parcel Number

Primary APN	`552603 3.80-42-14`
Alternative APNs	`55260307 06 0412 1` `3048220`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,376 sqft Living Area

Exterior

Lot Area	4,356 sqft (0.1 acres)
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3048220
Street Address	138 MAIN ST
City	DOBBS FERRY
State	NY
Zip	10522-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	42
Legal Lot Number	14.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	2
Census Block	2008
Census Tract	10400

Owner

138 Main St is owned and occupied by two individuals who bought it in September 2015.

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 MAIN ST, DOBBS FERRY, NY 10522-1602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 14, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on File
Deed Sale	Sep 1, 2015 · Amount on File
Prior Sale	Oct 15, 2012 · Amount on File
Deed Document Number	2015552243680
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	138 MAIN ST, DOBBS FERRY, NY 10522-1602
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0570753624
Date	Mar 17, 2017
Instrument	570753624

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	138 MAIN ST, DOBBS FERRY, NY 10522-1602
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602343489
Date	Aug 21, 2020
Instrument	602343489

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate	3.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	138 MAIN ST, DOBBS FERRY, NY 10522-1602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0581553215
Date	Jun 4, 2018
Instrument	581553215

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	138 MAIN ST, DOBBS FERRY, NY 10522-1602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591633496
Date	Jun 13, 2019
Instrument	591633496

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	138 MAIN ST, DOBBS FERRY, NY 10522-1602
Document Number	0602343488
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 MAIN ST DOBBS FERRY NY 105221602, DOBBS FERRY, NY 10522-1602

Mortgage

Document Number	0602343488
Date	Aug 21, 2020
Book Page	060234/003488

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	138 MAIN ST, DOBBS FERRY, NY 10522-1602
Document Number	0570753625
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 MAIN ST DOBBS FERRY NY 105221602, DOBBS FERRY, NY 10522-1602

Mortgage

Document Number	0570753625
Date	Mar 17, 2017
Book Page	057075/003625

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 138 Main St was $27,421, down 24.5% from the year before.

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Greenburgh Town
Municipality	Dobbs Ferry Village
Unified School District	Dobbs Ferry Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,421.00 (-24.48%)
2025	$36,311.00	$987,000 (+10.01%) Land $294,500 Building $692,500	$987,000 (+10.01%) Land $294,500 Building $692,500
2024	Additional exemption filed	$897,200 (+7.85%) Land $294,500 Building $602,700	$897,200 (+7.85%) Land $294,500 Building $602,700
2023		$831,900 Land $280,400 Building $551,500	$831,900 Land $280,400 Building $551,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 138 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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