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138 Lower Ter, #TE, San Francisco, CA 94114 Property Records

San Francisco City property record for 138 Lower Ter, #TE, San Francisco, CA 94114

Property Summary

Property TypeApartments (5+ Units)
Details8 bd · 3 ba · 3,832 sqft · built 1963
Lot Size0.001 acres (25 sqft)
Owner2 Company Names on Record
Last Sale$2,750,000 (Mar 2025)
Tax Bill$28,558 (2025)
Deeds & MortgagesMar 2026 Transfer
Nov 2020 Mortgage
+ 3 more
APN2618-018

Property Details

APN / Parcel Number

Primary APN2618-018

Interior

Bedrooms8 Beds
Full Baths3 Baths
Total Rooms16 Rooms
Units4 Units
Stories2 Stories
Building Area3,832 sqft Living Area
Gross Area4,488 sqft
1st Floor Area3,832 sqft
Basement Area656 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleDuplex Single
Construction TypeFrame
Lot Area25 sqft (0.001 acres)

Location & Zoning

Street Address138 LOWER TER, TE
CitySAN FRANCISCO
StateCA
Zip94114-1443
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRH2
Legal SubdivisionPARK LANE TRACT #5
Legal Block2618
Legal Lot Number18
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionWESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group3
Census Block3002
Census Tract17000

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address138 LOWER TER, SAN FRANCISCO, CA 94114-1443
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Intrafamily Transfer, Transfer
Nov 24, 2020Deed of Trust, Mortgage
SUMMIT ST BK
Jan 2, 2019Trustee's Deed, Construction Loan · Construction Mortgage
MEGAN G COSTELLO
Nov 22, 2018Loan Modification, Mortgage
PREFERRED BK
Jul 6, 2018Loan Modification, Mortgage
PREFERRED BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2025 · Amount on Record
Deed SaleMar 24, 2025 · Amount on Record
Prior SaleApr 10, 2015 · Amount on Record
Deed Document Number202521636
Prior Transfer DateDec 3, 1993
Prior Transfer Doc0000507152
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN FRANCISCO CA
Recording DateMar 30, 2026
Property Address138 LOWER TER, SAN FRANCISCO, CA 94114-1443
Document Number0000031309
Map ReferenceMB E&F PG 157
Instrument DateMar 26, 2026
Instrument2026031309
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address138 LOWER TER, SAN FRANCISCO, CA 94114-1443

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address138 LOWER TER, SAN FRANCISCO, CA 94114-1443
Document Number0006300440
Instrument DateNov 24, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 CANYON RD SANTA FE NM 875012724, SANTA FE, NM 87501-2724
InvestorPossibly a Property Investor

Mortgage

Document Number0006300440
DateDec 4, 2020
Instrument63440
Lender
NameSUMMIT ST BK
TypeBank
Address500 BICENTENNIAL WAY, SANTA ROSA, CA 95403-7428
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSAN FRANCISCO CA
Recording DateJan 2, 2019
Property Address138 LOWER TER, SAN FRANCISCO, CA 94114-1443
Document Number0K71800144
Instrument DateJan 1, 2019
InstrumentK718144
Transaction TypeConstruction Loan
Record UpdatedJan 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2261 MARKET ST #255 SAN FRANCISCO CA 941141600, 255, SAN FRANCISCO, CA 94114-1600

Mortgage

Document NumberK71800144
DateJan 2, 2019
InstrumentK718144
Lender
NameMEGAN G COSTELLO
Address26122ND ST, SAN FRANCISCO, CA 94110
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2020

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN FRANCISCO CA
Property Address138 LOWER TER, SAN FRANCISCO, CA 94114-1443
Document Number0K70000345
Instrument DateNov 22, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2261 MARKET ST #255 SAN FRANCISCO CA 941141600, 255, SAN FRANCISCO, CA 94114-1600
InvestorPossibly a Property Investor

Mortgage

Document Number0K70000345
DateDec 4, 2018
InstrumentK700345
Lender
NamePREFERRED BK
TypeBank
Address600 CALIFORNIA ST # 550, SAN FRANCISCO, CA 94108-2729
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN FRANCISCO CA
Property Address138 LOWER TER, SAN FRANCISCO, CA 94114-1443
Document Number0K63700663
Instrument DateJul 6, 2018
Transaction TypeMortgage
Record UpdatedAug 2, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2261 MARKET ST #255 SAN FRANCISCO CA 941141600, 255, SAN FRANCISCO, CA 94114-1600

Mortgage

Document Number0K63700663
DateJul 10, 2018
InstrumentK637663
Lender
NamePREFERRED BK
TypeBank
Address600 CALIFORNIA ST # 550, SAN FRANCISCO, CA 94108-2729
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,344,666 (+2%) Land $1,458,802 Building $885,830
2025$28,558.00 (+4.21%)$2,298,702 (+4.04%) Land $1,430,198 Building $868,461
2024$27,403.00 (+0.84%)
2023$27,176.00 (+2.97%)$2,209,469 Land $1,374,662 Building $834,807
2022$26,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,832 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100

May also be available: AT&T, GeoLinks, Sonic Telecom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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