Lorain County property record for 138 Larkmont Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1956 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner on Record |
| Last Sale | $64,900 (Dec 2009) |
| Tax Bill | $2,165 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-033-101-019 |
| Primary APN | 06-25-033-101-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 152 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 504 sqft |
| Patio Area | 108 sqft |
| Canopy | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 138 LARKMONT DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 8 52.51 X 153 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION #8 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 33 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 70101 |
Source: Lorain County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner on Record |
|---|---|
| Mailing Address | 138 LARKMONT DR, ELYRIA, OH 44035-3653 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jul 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2009 · Amount on Record |
| Deed Sale | Dec 23, 2009 · Amount on Record |
| Prior Sale | Oct 2, 2009 · Amount on Record |
| Deed Document Number | 2009005332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 LARKMONT DR, ELYRIA, OH 44035-3653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | BUCKEYE RESERVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 138 LARKMONT DR, ELYRIA, OH 44035-3653 |
| Document Number | 0000051317 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2025-0051317 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 LARKMONT DR, ELYRIA, OH 44035-3653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 138 LARKMONT DR, ELYRIA, OH 44035-3653 |
| Document Number | 0000921165 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023-0921165 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 198 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 LARKMONT DR, ELYRIA, OH 44035-3653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000811457 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021-0811457 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 LARKMONT DR, ELYRIA, OH 44035-3653 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210811457 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021-0811457 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | Jan 1, 2040 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,165.00 | $43,140 (%) Land $11,840 Building $31,300 | $123,260 (-) Land $33,820 Building $89,440 |
| 2024 | $2,165.00 (+0.32%) | $43,141 (+13.74%) Land $11,837 Building $31,304 | $123,260 (+13.74%) Land $33,820 Building $89,440 |
| 2023 | $2,158.00 (+0.75%) | $37,930 (-) Land $9,384 Building $28,546 | $108,370 (-) Land $26,810 Building $81,560 |
| 2022 | $2,142.00 | $37,930 Land $9,380 Building $28,550 | |
| 2021 | $108,370 Land $26,810 Building $81,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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