Mitchell County property record for 138 Lakeview Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,576 sqft · built 1973 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Aug 2021) |
| Tax Bill | $1,939 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0789-12-75-7384 |
| Primary APN | 0789-12-75-7384 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| Heating System | Central |
|---|
| Account Number | 555783772 |
|---|---|
| Street Address | 138 LAKEVIEW RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWISS PINE LAKE DR |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950400 |
Source: Mitchell County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 LAKEVIEW RD, SPRUCE PINE, NC 28777-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jun 18, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Sep 28, 2006 · Amount on Record |
| Deed Document Number | 20211928 |
| Deed Book / Page | 632 / 384 |
| Prior Transfer Date | Feb 16, 2010 |
| Prior Transfer Doc | 500/309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 31, 2021 |
| Property Address | 138 LAKEVIEW RD, SPRUCE PINE, NC 28777-3302 |
| Document Number | 632/384 |
| Book / Page | 632 / 384 |
| Map Reference | MB 1 PG 367 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021001928 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 LAKEVIEW RD, SPRUCE PINE, NC 28777-3302 |
| Document Number | 2021001929 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021001929 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 138 LAKEVIEW RD, SPRUCE PINE, NC 28777-3302 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 138 LAKEVIEW RD, SPRUCE PINE, NC 28777-3302 |
| Document Number | 629/203 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 629/203 |
| Instrument | 2021001324 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,939.00 (+1.57%) | $303,100 (-) Land $42,500 Building $260,600 | |
| 2023 | $1,909.00 | $303,100 Land $42,500 Building $260,600 | $303,100 Land $42,500 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures