Cook County property record for 138 Keystone Ave, River Forest, IL 60305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,848 sqft · built 1889 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $22,247 (2023) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-311-015 |
| Primary APN | 15-12-311-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,848 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1891 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,400 sqft (0.216 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 138 KEYSTONE AVE |
|---|---|
| City | RIVER FOREST |
| State | IL |
| Zip | 60305-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GALE) & (BLOCKS) SUB OF WH WH OF SW SEC 12-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 12 |
| Legal Subdivision | GALE & BLOCKS |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RIVER FOREST |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 812000 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 138 KEYSTONE AVE, RIVER FOREST, IL 60305-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Jul 12, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 138 KEYSTONE AVE, RIVER FOREST, IL 60305-2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 138 KEYSTONE AVE, RIVER FOREST, IL 60305-2020 |
| Document Number | 0010106075 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2310106075 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 138 KEYSTONE AVE, RIVER FOREST, IL 60305-2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | TEK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0006739289 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2106739289 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 138 KEYSTONE AVE, RIVER FOREST, IL 60305-2020 |
| Document Number | 1929546118 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 138 KEYSTONE AVE RIVER FOREST IL 603052020, RIVER FOREST, IL 60305-2020 |
| Document Number | 1929546118 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 29546118 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 138 KEYSTONE AVE, RIVER FOREST, IL 60305-2020 |
| Document Number | 1722245024 |
| Instrument Date | Jul 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 KEYSTONE AVE RIVER FOREST IL 603052020, RIVER FOREST, IL 60305-2020 |
| Document Number | 1722245024 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 22245024 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Aug 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | River Forest Township |
| Municipality | River Forest Village |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Elementary School District | River Forest School District 90 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,033 (+27.81%) Land $10,105 Building $66,928 | $770,330 (+27.81%) Land $101,050 Building $669,280 | |
| 2023 | $22,247.00 (+21.18%) | ||
| 2022 | $18,358.00 Homeowner's exemption | $60,272 Land $8,695 Building $51,577 | $602,720 Land $86,950 Building $515,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER GROVE serves 10,282 people · EPA ID IL0312640 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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