138 Johnstone Trl, Georgetown, KY 40324 Property Records

Scott County property record for 138 Johnstone Trl, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,830 sqft · built 2012
Lot Size0.19 acres (8,268 sqft)
Owner2 Individual Names on File
Last Sale$373,500 (Oct 2023)
Tax Bill$3,475 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN190-20-139.004

Property Details

APN / Parcel Number

Primary APN190-20-139.004

Interior

Bedrooms3 Beds
Total Rooms9 Rooms
Stories2 Stories
Building Area1,830 sqft Living Area
1st Floor Area829 sqft
Basement Area1,830 sqft
Unfinished Basement1,830 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area8,268 sqft (0.19 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address138 JOHNSTONE TRL
CityGEORGETOWN
StateKY
Zip40324-8794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKY CREEK FARM
Legal SubdivisionROCKY CREEK FARM
Legal Lot Number290
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2002
Census Tract40302

Owner

138 Johnstone Trl is owned and occupied by two individuals who bought it in October 2023.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Feb 2, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES EXCHANGE BANK
Feb 8, 2017Deed of Trust, Mortgage · FHA Mortgage
CENTRAL BANK & TRUST CO
Feb 8, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2023 · Amount on File
Deed SaleOct 13, 2023 · Amount on File
Prior SaleFeb 8, 2017 · Amount on File
Deed Document Number2023485218
Deed Book / Page445 / 144
Prior Transfer DateSep 30, 2016
Prior Transfer Doc00D381/494
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateOct 13, 2023
Property Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document Number00D445/144
Book / PageD445 / 144
Map ReferenceCAB 10 SL 244
Instrument DateOct 3, 2023
Instrument485218
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyLAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$373.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 WELLINGTON WAY, LEXINGTON, KY 40503-1374

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794

Mortgage

Document Number0000485219
DateOct 13, 2023
Instrument485219
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Transaction TypeMortgage
Record UpdatedFeb 17, 2023
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1727/230
DateFeb 2, 2023
Book PageM1727/230
Instrument466877
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueJan 23, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1634/408
DateAug 27, 2021
Book PageM1634/408
Instrument441364
Lender
NamePEOPLES EXCHANGE BANK
TypeBank
AddressWINCHESTER, KY 40392
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1323/554
DateFeb 8, 2017
Book PageM1323/554
Instrument365359
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateFeb 8, 2017
Property Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document NumberD384/645
Book / PageD384 / 645
Map ReferenceCAB10 SL244
Instrument DateFeb 3, 2017
Instrument365358
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address149 SUNNINGDALE DR, 149, GEORGETOWN, KY 40324-8889

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address138 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794

Tax Assessment & Valuation

The 2025 property tax bill for 138 Johnstone Trl was $3,475.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,200 (-)$390,200 (-)
2025$3,475.00$390,200$390,200
2023$2,354.00 (+23.05%)$259,700 (+17.78%) Land $48,000 Building $211,700$259,700 (+17.78%) Land $48,000 Building $211,700
2022$1,913.00$220,500 Land $40,000 Building $180,500$220,500 Land $40,000 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Johnstone Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Johnstone Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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