138 Jessie Smith Rd, Lucedale, MS 39452 Property Records

George County property record for 138 Jessie Smith Rd, Lucedale, MS 39452

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,432 sqft · built 1945
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$578 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0204-17-0-002.08`

Property Details

APN / Parcel Number

Primary APN	`0204-17-0-002.08`
Alternative APNs	`018039` `18039`

Interior

Full Baths	1 Bath
Building Area	1,432 sqft Adjusted Area
1st Floor Area	1,344 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	138 JESSIE SMITH RD
City	LUCEDALE
State	MS
Zip	39452-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 NW1/4 SE1/4
Legal Range	00
Legal Township	00
Legal Section	17
Jurisdiction	GEORGE MS
Township / Civil Division	1
Census Block Group	3
Census Block	3014
Census Tract	950102

Owner

138 Jessie Smith Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: George County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · Line of Credit MERCHANTS & MARINE BANK
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS & MARINE BANK
Mar 9, 2021	Public Action, Foreclosure
Mar 9, 2021	Public Action, Foreclosure
Mar 5, 2021	Warranty Deed, Transfer SOUTHLAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021
Deed Sale	Mar 9, 2021
Prior Sale	Mar 9, 2021
Deed Book / Page	2021 / 1553
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	02021/1553
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024/11794
Date	Dec 26, 2024
Book Page	2024/11794

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2044

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/7110
Date	Aug 9, 2023
Book Page	2023/7110

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2028

March 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	GEORGE MS
Recording Date	Mar 9, 2021
Property Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012
Document Number	02021/1552
Book / Page	2021 / 1552
Map Reference	DB 2016 PG 1312
Instrument Date	Mar 5, 2021
Transaction Type	Foreclosure
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	GEORGE MS
Recording Date	Mar 9, 2021
Property Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012
Document Number	02021/1553
Book / Page	2021 / 1553
Map Reference	DB 2016 PG 1312
Instrument Date	Mar 5, 2021
Transaction Type	Foreclosure
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGE MS
Recording Date	Mar 5, 2021
Property Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012
Document Number	02021/1427
Book / Page	2021 / 1427
Instrument Date	Feb 27, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	SOUTHLAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 JESSIE SMITH RD, LUCEDALE, MS 39452-3012

Tax Assessment & Valuation

The 2025 property tax bill for 138 Jessie Smith Rd was $578, up 21.7% from the year before.

Source: George County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	George County
Unified School District	George County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00 (+21.68%)	$5,389
2024	$475.00		$35,920 (+38.69%) Land $9,830 Building $26,090
2023	$475.00	$3,886	$25,900 Land $5,730 Building $20,170
2022	$475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Jessie Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Jessie Smith Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 92% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY CREEK UTILITIES, INC public/private · serves 2,095 people · EPA ID MS0200006
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Singing River Connect Fiber	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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