138 Jackson St, Williamsburg, VA 23185 Property Records

James City County property record for 138 Jackson St, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,806 sqft · built 2018
Lot Size	0.398 acres (17,337 sqft)
Owner	Individual Name on File
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`52-3 02-0-0026-A`

Property Details

APN / Parcel Number

Primary APN	`52-3 02-0-0026-A`
Alternative APN	`4891`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	17,337 sqft (0.398 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	4891
Street Address	138 JACKSON ST
City	WILLIAMSBURG
State	VA
Zip	23185-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	PT L-26 HARWOOD SUBDIVISION
Legal Subdivision	HARWOOD
Legal Lot Number	26
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1008
Census Tract	80102

Owner

138 Jackson St is owned and occupied by an individual who acquired it in June 2017.

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	138 JACKSON ST, WILLIAMSBURG, VA 23185-6013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 29, 2018	Deed of Trust, Mortgage FIRST HERITAGE MTG
Aug 1, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 5, 2017
Transfer Doc	0000015147
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	138 JACKSON ST, WILLIAMSBURG, VA 23185-6013
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202513238
Date	Sep 16, 2025
Instrument	202513238

Lender

Name	1ST ADVANTAGE FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	138 JACKSON ST, WILLIAMSBURG, VA 23185-6013
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004961
Date	Mar 16, 2021
Instrument	210004961

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	344 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	138 JACKSON ST, WILLIAMSBURG, VA 23185-6013
Document Number	0000007852
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 JACKSON ST WILLIAMSBURG VA 231856013, WILLIAMSBURG, VA 23185-6013

Mortgage

Document Number	0000007852
Date	Jun 2, 2020
Instrument	7852

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	138 JACKSON ST, WILLIAMSBURG, VA 23185-6013
Document Number	0000014200
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 JACKSON ST WILLIAMSBURG VA 231856013, WILLIAMSBURG, VA 23185-6013

Mortgage

Document Number	0000014200
Date	Oct 2, 2019
Instrument	14200

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	138 JACKSON ST, WILLIAMSBURG, VA 23185-6013
Document Number	0000019039
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019039
Date	Nov 30, 2018
Instrument	19039

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Fixed Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 1, 2017
Property Address	138 JACKSON ST, WILLIAMSBURG, VA 23185-6013
Document Number	0000015147
Instrument Date	Jun 5, 2017
Instrument	15147
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 JACKSON ST WILLIAMSBURG VA 231856013, WILLIAMSBURG, VA 23185-6013

Tax Assessment & Valuation

The 2025 property tax bill for 138 Jackson St was $2,908.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00	$350,400 Land $64,000 Building $286,400	$350,400 Land $64,000 Building $286,400
2023		$219,200 Land $40,900 Building $178,300	$219,200 Land $40,900 Building $178,300
2019	$1,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Jackson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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