Hoke County property record for 138 Independence Dr, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,189 sqft · built 1998 |
| Lot Size | 0.355 acres (15,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,500 (Aug 2018) |
| Tax Bill | $1,135 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 494670401224 |
| Primary APN | 494670401224 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,500 sqft (0.355 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 76 sqft |
| Shed | 1 Shed |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 240719 |
|---|---|
| Street Address | 138 INDEPENDENCE DR |
| City | RAEFORD |
| State | NC |
| Zip | 28376-5986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #46 COLONIAL CHARTERS 2-15/4 |
| Legal Subdivision | COLONIAL CHARTERS |
| Jurisdiction | HOKE NC |
| Township / Civil Division | MCLAUCHLIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970105 |
138 Independence Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Hoke County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 INDEPENDENCE DR, RAEFORD, NC 28376-5986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 30, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Prior Sale | May 17, 2005 · Amount on File |
| Deed Document Number | 20185067 |
| Deed Book / Page | 1240 / 883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Jun 16, 2026 |
| Property Address | 138 INDEPENDENCE DR, RAEFORD, NC 28376-5986 |
| Document Number | 0000004421 |
| Book / Page | 1665 / 1 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20264421 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 138 INDEPENDENCE DR, RAEFORD, NC 28376-5986 |
| Document Number | 0000004421, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 1665/1 |
| Instrument | 20264421 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 6, 2046 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 138 INDEPENDENCE DR, RAEFORD, NC 28376-5986 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001378/97 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 1378/97 |
| Instrument | 4631 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Aug 30, 2018 |
| Property Address | 138 INDEPENDENCE DR, RAEFORD, NC 28376-5986 |
| Document Number | 01240/0883 |
| Book / Page | 1240 / 0883 |
| Map Reference | CAB 2 SL 2-15 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 05067 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2750 MEADOW OAK DR, 2750, HAW RIVER, NC 27258-9721 |
| Name | Verified Name |
|---|---|
| Address | 138 INDEPENDENCE DR, RAEFORD, NC 28376-5986 |
| Document Number | 0000005068 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 05068 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 138 Independence Dr was $1,135.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,135.00 | $124,150 (-) Land $31,000 Building $93,150 | $124,150 (-) Land $31,000 Building $93,150 |
| 2025 | $1,135.00 | $124,150 Land $31,000 Building $93,150 | $124,150 Land $31,000 Building $93,150 |
| 2023 | $124,150 Land $31,000 Building $93,150 | $124,150 (-) Land $31,000 Building $93,150 | |
| 2022 | $1,135.00 | $124,150 Land $31,000 Building $93,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Independence Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Independence Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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