138 Idaho Ave, Elyria, OH 44035 Property Records

Lorain County property record for 138 Idaho Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,752 sqft · built 1979
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$184,900 (Jul 2021)
Tax Bill$3,327 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00-005-108-017

Property Details

APN / Parcel Number

Primary APN10-00-005-108-017

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,752 sqft Living Area
1st Floor Area1,180 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1982
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area90 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address138 IDAHO AVE
CityELYRIA
StateOH
Zip44035-8215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT RIDGE HTS SUBD 3 70 X 125
Legal SubdivisionCHESTNUT RIDGE HEIGHTS SUBDIVISION #3
Legal Block108
Legal Lot Number190
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3025
Census Tract71202

Owner

138 Idaho Ave is owned and occupied by an individual who bought it in July 2021.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address138 IDAHO AVE, ELYRIA, OH 44035-8215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Survivorship Deed, Transfer · FHA Mortgage
DOLLAR BANK FSB
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
Apr 26, 2017Deed, Transfer · FHA Mortgage
HOWARD HANNA MORTGAGE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2021 · Amount on File
Deed SaleJul 2, 2021 · Amount on File
Prior SaleApr 26, 2017 · Amount on File
Deed Document Number2021004236
Record UpdatedJun 8, 2026

July 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLORAIN OH
Recording DateJul 2, 2021
Property Address138 IDAHO AVE, ELYRIA, OH 44035-8215
Document Number20210826805
Map ReferenceVOL 33 PG 2
Instrument DateJul 1, 2021
Instrument2021-0826805
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyGUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address138 IDAHO AVE, ELYRIA, OH 44035-8215

Mortgage

Document Number20210826806
DateJul 2, 2021
Instrument2021-0826806
Lender
NameDOLLAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address138 IDAHO AVE, ELYRIA, OH 44035-8215
Document Number0000792737
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyPATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 IDAHO AVE ELYRIA OH 440358215, ELYRIA, OH 44035-8215

Mortgage

Document Number0000792737
DateDec 9, 2020
Instrument792737
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 8, 2050

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateApr 26, 2017
Property Address138 IDAHO AVE, ELYRIA, OH 44035-8215
Document Number0000627220
Map ReferencePB 33 PG 2
Instrument DateApr 24, 2017
Instrument2017-0627220
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$519.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 IDAHO AVE, ELYRIA, OH 44035-8215

Mortgage

Document Number0000627221
DateApr 26, 2017
Instrument2017-0627221
Lender
NameHOWARD HANNA MORTGAGE SVCS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 138 Idaho Ave was $3,327.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,327.00$69,970 (+%) Land $13,000 Building $56,970$199,910 (-) Land $37,130 Building $162,780
2024$3,327.00 (+16.33%)$69,969 (+33.65%) Land $12,996 Building $56,973$199,910 (+33.65%) Land $37,130 Building $162,780
2023$2,860.00 (+0.63%)$52,354 (+0.01%) Land $10,014 Building $42,340$149,580 Land $28,610 Building $120,970
2022$2,842.00$52,350 Land $10,010 Building $42,340
2021$149,580 Land $28,610 Building $120,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Idaho Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 138 Idaho Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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