Lorain County property record for 138 Idaho Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,752 sqft · built 1979 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,900 (Jul 2021) |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-108-017 |
| Primary APN | 10-00-005-108-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 90 sqft |
| Heating System | HVAC |
|---|
| Street Address | 138 IDAHO AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUBD 3 70 X 125 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #3 |
| Legal Block | 108 |
| Legal Lot Number | 190 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 71202 |
138 Idaho Ave is owned and occupied by an individual who bought it in July 2021.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 138 IDAHO AVE, ELYRIA, OH 44035-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Survivorship Deed, Transfer · FHA Mortgage DOLLAR BANK FSB |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Apr 26, 2017 | Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Apr 26, 2017 · Amount on File |
| Deed Document Number | 2021004236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 2, 2021 |
| Property Address | 138 IDAHO AVE, ELYRIA, OH 44035-8215 |
| Document Number | 20210826805 |
| Map Reference | VOL 33 PG 2 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-0826805 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 138 IDAHO AVE, ELYRIA, OH 44035-8215 |
| Document Number | 20210826806 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-0826806 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 138 IDAHO AVE, ELYRIA, OH 44035-8215 |
| Document Number | 0000792737 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | PATRIOT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 138 IDAHO AVE ELYRIA OH 440358215, ELYRIA, OH 44035-8215 |
| Document Number | 0000792737 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 792737 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 26, 2017 |
| Property Address | 138 IDAHO AVE, ELYRIA, OH 44035-8215 |
| Document Number | 0000627220 |
| Map Reference | PB 33 PG 2 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2017-0627220 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 IDAHO AVE, ELYRIA, OH 44035-8215 |
| Document Number | 0000627221 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017-0627221 |
| Name | HOWARD HANNA MORTGAGE SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 138 Idaho Ave was $3,327.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,327.00 | $69,970 (+%) Land $13,000 Building $56,970 | $199,910 (-) Land $37,130 Building $162,780 |
| 2024 | $3,327.00 (+16.33%) | $69,969 (+33.65%) Land $12,996 Building $56,973 | $199,910 (+33.65%) Land $37,130 Building $162,780 |
| 2023 | $2,860.00 (+0.63%) | $52,354 (+0.01%) Land $10,014 Building $42,340 | $149,580 Land $28,610 Building $120,970 |
| 2022 | $2,842.00 | $52,350 Land $10,010 Building $42,340 | |
| 2021 | $149,580 Land $28,610 Building $120,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 138 Idaho Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 138 Idaho Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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