138 Hillside Ave, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 138 Hillside Ave, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1938
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Tax Bill	$6,308 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-171-03`

Property Details

APN / Parcel Number

Primary APN	`082-171-03`
Alternative APN	`082-171-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	832 sqft Living Area
Gross Area	1,084 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,615 sqft (0.083 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	334 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	138 HILLSIDE AVE
City	BOULDER CREEK
State	CA
Zip	95006-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK 4 LOT 21
Legal Subdivision	RIVERDALE PARK
Legal Block	4
Legal Lot Number	21
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1012
Census Tract	120400

Owner

138 Hillside Ave is owned and occupied by an individual who acquired it in March 2015.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	138 HILLSIDE AVE, BOULDER CREEK, CA 95006-9708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2015
Deed Sale	Mar 26, 2015
Prior Sale	Nov 21, 2006 · Amount on File
Deed Document Number	201510978
Prior Transfer Date	Nov 12, 1993
Prior Transfer Doc	0000087935
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 HILLSIDE AVE, BOULDER CREEK, CA 95006-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 HILLSIDE AVE, BOULDER CREEK, CA 95006-9708

Mortgage

Document Number	0000021365
Date	Oct 7, 2025
Instrument	2025-0021365

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 HILLSIDE AVE, BOULDER CREEK, CA 95006-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	STATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 HILLSIDE AVE, BOULDER CREEK, CA 95006-9708

Mortgage

Document Number	0000002333
Date	Feb 10, 2023
Instrument	2023-0002333

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	138 HILLSIDE AVE, BOULDER CREEK, CA 95006-9708
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030408
Date	Sep 13, 2017
Instrument	2017-0030408

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 138 Hillside Ave was $6,308 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,743 (+2%) Land $367,766 Building $140,977
2025	$6,308.00 Homeowner's exemption	$498,768 Land $360,555 Building $138,213
2023	$6,094.00 (+2.4%)	$479,400 Land $346,554 Building $132,846	$431,910
2022	$5,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Hillside Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	48 (1980–2023)
Claims Outside the SFHA	7 of 48
Most Recent Claim	Jun 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms And Flooding, Mar 1998 · 19 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Hillside Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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