138 Grove St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 138 Grove St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,460 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jun 2020)
Tax Bill	$4,826 (2024)
Deeds & Mortgages	Jun 2024 Mortgage Jun 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:50 L:21`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:50 L:21`
Alternative APNs	`00207400` `207400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area
1st Floor Area	784 sqft
Attic	Attic
Attic Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	376 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	207400
Street Address	138 GROVE ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	50
Legal Lot Number	21
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1004
Census Tract	476200

Owner

138 Grove St is owned and occupied by two individuals who bought it in June 2020.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 GROVE ST, WINDSOR LOCKS, CT 06096-1826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERICAN EAGLE FCU
Jun 9, 2020	Warranty Deed, Transfer · Stand-Alone Refinance NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Apr 15, 1994 · Amount on File
Deed Document Number	2020862440002
Deed Book / Page	494 / 517
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	138 GROVE ST, WINDSOR LOCKS, CT 06096-1826
Transaction Type	Mortgage
Record Updated	Jun 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000537-726
Date	Jun 6, 2024
Book Page	537/726
Instrument	1812770006

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2039

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jun 9, 2020
Property Address	138 GROVE ST, WINDSOR LOCKS, CT 06096-1826
Document Number	494-517
Book / Page	494 / 517
Instrument Date	May 13, 2020
Instrument	862440002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 GROVE ST, WINDSOR LOCKS, CT 06096-1826

Mortgage

Document Number	494-519
Date	Jun 9, 2020
Book Page	494/519
Instrument	862450010

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,180 (+60.56%) Land $50,120 Building $151,060	$140,826 Land $35,084 Building $105,742
2024	$4,826.00 (+36.87%)	$125,300 (-) Land $32,270 Building $93,030
2023	$3,526.00 (+8.96%)	$125,300 (-) Land $32,270 Building $93,030
2022	$3,236.00	$125,300 Land $32,270 Building $93,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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