Cherokee County property record for 138 Gerald Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft · built 1979 |
| Lot Size | 1.05 acres (46,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,800 (Jul 2003) |
| Tax Bill | $465 (2025) |
| Deeds & Mortgages | Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 011867-23-3 |
| Primary APN | 011867-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 46,174 sqft (1.05 acres) |
| Porch | Porch |
| Old Parcel Number | 0800000005000 61096589 |
|---|---|
| Street Address | 138 GERALD DR |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-2876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 138 GERALD DR 12 B 407 REMODELING FOR 99 |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970203 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 138 GERALD DR, GAFFNEY, SC 29341-2876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2003 · Amount on Record |
| Deed Sale | Jul 29, 2003 · Amount on Record |
| Deed Document Number | 0000156247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 138 GERALD DR, GAFFNEY, SC 29341-2876 |
| Document Number | 0001131375 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 138 GERALD DR GAFFNEY SC 293412876, GAFFNEY, SC 29341-2876 |
| Document Number | 0001131375 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 000113/001375 |
| Instrument | 3014 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.12% |
|---|
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465.00 (+19.54%) Homeowner's exemption | $3,740 (-) Land $400 Building $3,340 | $93,600 (-) Land $10,200 Building $83,400 |
| 2023 | $389.00 | $3,740 Land $400 Building $3,340 | $93,600 Land $10,200 Building $83,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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