Shelby County property record for 138 Gemini St, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,019 sqft · built 1980 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (May 2019) |
| Tax Bill | $2,405 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2012 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1824202.004 |
| Primary APN | 01-1824202.004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Upper Floors Area | 378 sqft |
| Basement Area | 189 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 20,400 sqft (0.468 acres) |
| Lot Dimensions | 200 ft deep x 102 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 280 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 138 GEMINI ST |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4541 IN NORTHWOOD VILLAGE SUB SEC 9 IN CITY OF SIDNEY 020-18-24-202-004PLAT V15 P3 |
| Legal Subdivision | NORTHWOOD VILLAGE SECTION 9 SUBDIVISION |
| Legal Lot Number | 4541 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 972100 |
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNION SAVINGS BANK |
| Aug 9, 2012 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL 1 CREDIT UNION |
| Sep 19, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO FINANCIAL BANK |
| Sep 19, 2005 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL OHIO 1 INC |
| Jun 11, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| May 28, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Prior Sale | Jun 3, 2008 · Amount on Record |
| Deed Document Number | 20192549 |
| Deed Book / Page | 2171 / 584 |
| Last Transfer Date | Jun 10, 2024 |
| Transfer Doc | 02320/1439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002265/603 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 2265/603 |
| Instrument | 202100000448 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | EAST TITLE AGENCY, EVANS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 001873/090 |
|---|---|
| Date | Aug 9, 2012 |
| Book Page | 1873/090 |
| Instrument | 201200004513 |
| Name | UNIVERSAL 1 CREDIT UNION |
|---|---|
| Address | DAYTON, OH 45409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001551/462 |
|---|---|
| Date | Sep 19, 2005 |
| Book Page | 1551/462 |
| Instrument | 200500007047 |
| Name | WELLS FARGO FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | 3201 N 4TH AVE, SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001551/469 |
|---|---|
| Date | Sep 19, 2005 |
| Book Page | 1551/469 |
| Instrument | 200500007049 |
| Name | WELLS FARGO FINANCIAL OHIO 1 INC |
|---|---|
| Type | Subprime Lender |
| Address | 1206 N BECHTLE AVE, SPRINGFIELD, OH 45504 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 19, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | Prime Rate |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Jun 11, 2024 |
| Property Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Document Number | 02320/1439 |
| Book / Page | 2320 / 1439 |
| Map Reference | DOC103140 |
| Instrument Date | Jun 6, 2024 |
| Instrument | 202402581 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Name | Verified Name |
|---|---|
| Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | May 28, 2019 |
| Property Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Document Number | 002171/584 |
| Book / Page | 2171 / 584 |
| Map Reference | VOL 15 PG 3 |
| Instrument Date | May 24, 2019 |
| Instrument | 201900002549 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 138 GEMINI ST, SIDNEY, OH 45365-1539 |
| Document Number | 201900002550 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 201900002550 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,405.00 (-6.05%) | $74,110 (-0.83%) Land $17,500 Building $56,610 | |
| 2024 | $2,560.00 (-3.03%) Homeowner's exemption | $74,730 (-) Land $17,640 Building $57,090 | |
| 2023 | $2,640.00 (+11.72%) Homeowner's exemption | $74,730 (+26.25%) Land $17,640 Building $57,090 | $211,740 (+25.21%) Land $50,000 Building $161,740 |
| 2022 | $2,363.00 Homeowner's exemption | $59,190 Land $15,460 Building $43,730 | |
| 2020 | $169,110 Land $44,160 Building $124,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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