138 Forest Dr, Ona, WV 25545 Property Records

Cabell County property record for 138 Forest Dr, Ona, WV 25545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1981
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$94,408 (May 2012)
Tax Bill	$1,137 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-9D-0017.0000`

Property Details

APN / Parcel Number

Primary APN	`01-9D-0017.0000`
Alternative APN	`06-01-9D-0017.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	2,576 sqft
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 FOREST DR
City	ONA
State	WV
Zip	25545-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT17 & PT18 SHERWOOD ESTS #1 138 FOREST DR ONA
Legal Subdivision	SHERWOOD ESTATES
Legal Lot Number	17
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	10401

Owner

138 Forest Dr is owned and occupied by an individual who bought it in May 2012.

Source: Cabell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	138 FOREST DR, ONA, WV 25545-9743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
Mar 15, 2022	Deed of Trust, Mortgage · FHA Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2012 · Amount on File
Deed Sale	May 16, 2012 · Amount on File
Deed Book / Page	1262 / 291
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	138 FOREST DR, ONA, WV 25545-9743
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002926/415
Date	Jun 14, 2023
Book Page	2926/415
Instrument	6169351

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	Aug 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	138 FOREST DR, ONA, WV 25545-9743
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002879/687
Date	Mar 15, 2022
Book Page	2879/687
Instrument	6127763

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 138 Forest Dr was $1,137, up 8.2% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,137.00 (+8.18%)	$83,940 (+9.21%) Land $25,620 Building $58,320	$139,900 (+9.21%) Land $42,700 Building $97,200
2025	$1,051.00	$76,860 Land $23,280 Building $53,580	$128,100 Land $38,800 Building $89,300
2023	$955.00 (-6.83%)	$69,540 (-6.23%) Land $19,380 Building $50,160	$115,900 (-6.23%) Land $32,300 Building $83,600
2022	$1,025.00	$74,160 Land $19,380 Building $54,780	$123,600 Land $32,300 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2021–2025)
Most Recent Claim	Feb 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Alpha Technologies.

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