Rensselaer County and Troy City property record for 138 Ford Ave, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1910 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Dec 2025) |
| Tax Bill | $5,497 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage |
| APN | 381700 112.74-3-17 |
| Primary APN | 381700 112.74-3-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0504910 |
|---|---|
| Street Address | 138 FORD AVE |
| City | TROY |
| State | NY |
| Zip | 12180-5811 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TF |
| Legal Description | 1.5 STY FR HSE 504-26/49-50 |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41101 |
138 Ford Ave, a duplex, is owned by two individuals who bought it in December 2025.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 BONHEIM ST, ALBANY, NY 12204-2617 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Sep 22, 2022 · Amount on File |
| Deed Document Number | 2025665476 |
| Deed Book / Page | 11154 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Dec 23, 2025 |
| Property Address | 138 FORD AVE, TROY, NY 12180-5811 |
| Document Number | 0111540267 |
| Book / Page | 11154 / 267 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025-665476 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 BONHEIM ST, ALBANY, NY 12204-2617 |
| Document Number | 2025665477 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-665477 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 22, 2022 |
| Property Address | 138 FORD AVE, TROY, NY 12180-5811 |
| Document Number | 0101890076 |
| Book / Page | 10189 / 76 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022-617291 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 N GREENBUSH RD, TROY, NY 12180-8330 |
| Document Number | 2022617292 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-617292 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 138 Ford Ave was $5,497, down 22.1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,497.00 (-22.06%) | ||
| 2025 | $7,053.00 | $151,000 (-) Land $12,000 Building $139,000 | $258,600 (+11.32%) Land $20,551 Building $238,049 |
| 2024 | $151,000 (-) Land $12,000 Building $139,000 | $232,300 (+7.7%) Land $18,461 Building $213,839 | |
| 2023 | $151,000 (-) Land $12,000 Building $139,000 | $215,700 (+8.56%) Land $17,142 Building $198,558 | |
| 2022 | $6,840.00 | $151,000 Land $12,000 Building $139,000 | $198,684 Land $15,789 Building $182,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 138 Ford Ave; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Ford Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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