Haywood County property record for 138 Falls Trl, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,951 sqft · built 2015 |
| Lot Size | 1.53 acres (66,908 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,139 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8678-32-9210 |
| Primary APN | 8678-32-9210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,951 sqft Heated Area |
| Gross Area | 4,561 sqft |
| 1st Floor Area | 2,951 sqft |
| Upper Floors Area | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 66,908 sqft (1.53 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 229508 |
|---|---|
| Street Address | 138 FALLS TRL |
| City | CANTON |
| State | NC |
| Zip | 28716-0517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #5-6 HOLLAND MOUNTAIN FALLS |
| Legal Subdivision | HOLLAND MOUNTAIN FALLS |
| Legal Unit | 5 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 920202 |
138 Falls Trl is owned and occupied by two individuals.
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 FALLS TRL, CANTON, NC 28716-0517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 20, 2026 |
| Property Address | 138 FALLS TRL, CANTON, NC 28716-0517 |
| Document Number | 0000003225 |
| Book / Page | 1151 / 437 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.3225 |
| Record Updated | Apr 29, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 138 FALLS TRL, CANTON, NC 28716-0517 |
| Document Number | 0000003225, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 1151/437 |
| Instrument | 2026.3225 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 20, 2026 |
| Property Address | 138 FALLS TRL, CANTON, NC 28716-0517 |
| Document Number | 0011510437 |
| Book / Page | 1151 / 437 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20263225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 138 FALLS TRL, CANTON, NC 28716-0517 |
| Document Number | 0000003225, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 1151/437 |
| Instrument | 20263225 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 138 FALLS TRL, CANTON, NC 28716-0517 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010960480 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 1096/480 |
| Instrument | 2023008919 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 138 FALLS TRL, CANTON, NC 28716-0517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010232325 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 1023/2325 |
| Instrument | 2021002826 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 138 Falls Trl was $3,139.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,700 (-) Land $40,900 Building $439,800 | ||
| 2025 | $3,139.00 | $480,700 Land $40,900 Building $439,800 | $480,700 Land $40,900 Building $439,800 |
| 2023 | $480,700 Land $40,900 Building $439,800 | $480,700 Land $40,900 Building $439,800 | |
| 2021 | $480,700 Land $40,900 Building $439,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Falls Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Falls Trl is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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