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138 Falling Waters Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 138 Falling Waters Ln, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,238 sqft Heated Area
Lot Size51,401 sqft (1.18 acres)
OccupancyOwner Occupied
Last Sale$299,000 (2023)
Tax Bill$1,083.00 (2025)

Property Details

APN / Parcel Number

Primary APN447900577252000
Alternative APNs
  • 48366
  • 56591
  • 60149

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,238 sqft Heated Area
Gross Area2,510 sqft Gross Area
1st Floor886 sqft 1st Floor
Basement Area520 sqft Basement
Finished Basement520 sqft Finished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialAsphalt Roof
Lot Area51,401 sqft (1.18 acres)
Depth X Width340 ft x 169 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area288 sqft Garage
Deck Area416 sqft Deck
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number60149
Street Address138 FALLING WATERS LN
CityMURPHY
StateNC
Zip28906-6015
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 14 PAUL W LANCE SUB 1702/38
Legal SubdivisionLANCE SUB
Legal Lot Number14
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup1
Census Block1037
Census Tract930604

Owner

Source: Cherokee County records · APN 447900577252000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address138 FALLING WATERS LN, MURPHY, NC 28906-6015
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jan 20, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 05, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleJan 20, 2022 · Amount on Record
Deed Doc Number20232455
Deed Book / Page1735 / 569
Prior Transfer DateSep 05, 2018
Prior Transfer Doc01595/0244
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 22, 2023
Property Address138 FALLING WATERS LN, MURPHY, NC 28906-6015
Document Number001735/569
Book / Page1735 / 569
Instrument DateMay 16, 2023
Instrument2455
Transaction TypeTransfer
Record UpdatedJun 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$598.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address97 LAKEVIEW LN, ENGLEWOOD, FL 34223-3019

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 FALLING WATERS LN, MURPHY, NC 28906-6015

Mortgage

Document Number0001735572
DateMay 22, 2023
Instrument1735/572
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJan 20, 2022
Property Address138 FALLING WATERS LN, MURPHY, NC 28906-6015
Document Number0001702/38
Book / Page1702 / 38
Instrument DateDec 17, 2021
Instrument408
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address428 TANGLEWOOD CV, 428, BLUE RIDGE, GA 30513-4742

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number0000170241
DateJan 20, 2022
Instrument1702/41
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 05, 2018
Property Address138 FALLING WATERS LN, MURPHY, NC 28906-6015
Document Number01595/0244
Book / Page01595 / 0244
Instrument DateSep 05, 2018
Instrument04265
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name
Address310 ROCKY GAP RD, 310, MURPHY, NC 28906-4716

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 TANGLEWOOD CV, BLUE RIDGE, GA 30513-4742

Mortgage

Document Number0000004266
DateSep 05, 2018
Instrument04266
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,083.00$151,470 (-)$151,470 (-) Land $15,000 Building $136,470
2023$151,470$151,470 Land $15,000 Building $136,470

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