138 Elm St, Salisbury, MA 01952 Property Records

Essex County and Salisbury Town property record for 138 Elm St, Salisbury, MA 01952

Property Summary

Property Type	Office Building
Details	2 bd · 1.5 ba · 2,890 sqft · built 2019
Lot Size	3.58 acres (156,032 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Aug 2017)
Tax Bill	$10,425 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Feb 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALI M:10 P:179`

Property Details

APN / Parcel Number

Primary APN	`SALI M:10 P:179`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,890 sqft Total Area
Gross Area	9,012 sqft
Basement Area	2,890 sqft
Unfinished Basement	2,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	156,032 sqft (3.58 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	138 ELM ST
City	SALISBURY
State	MA
Zip	01952-1805
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C
Jurisdiction	SALISBURY MA
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3018
Census Tract	267102

Owner

138 Elm St, a commercial property, is held in a trust since August 2017.

Source: Essex County and Salisbury Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	138 ELM ST, SALISBURY, MA 01952-1805
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK
Feb 13, 2019	Deed of Trust, Mortgage · Construction Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK
Aug 10, 2017	Quit Claim Deed, Transfer NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Deed Book / Page	36091 / 127
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	138 ELM ST, SALISBURY, MA 01952-1805
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042350-186
Date	Sep 30, 2024
Book Page	42350/186
Instrument	20240930002310

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	138 ELM ST, SALISBURY, MA 01952-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37326-503
Date	Feb 13, 2019
Book Page	37326/503
Instrument	20190213001550

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALISBURY MA
Recording Date	Aug 10, 2017
Property Address	138 ELM ST, SALISBURY, MA 01952-1805
Document Number	36091-127
Book / Page	36091 / 127
Instrument	259
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 ELM ST, SALISBURY, MA 01952-1805

Mortgage

Document Number	360910134
Date	Aug 10, 2017
Instrument	36091/0134

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 138 Elm St was $10,425, down 0.7% from the year before.

Source: Essex County and Salisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Salisbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,425.00 (-0.68%)	$1,034,200 (+2.97%) Land $433,600 Building $600,600
2024	$10,496.00 (-4.52%)	$1,004,400 (-1.33%) Land $433,600 Building $570,800
2023	$10,993.00	$1,017,900 Land $483,500 Building $534,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 138 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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