138 Elder Ave, Chicago Heights, IL 60411 Property Records

Cook County property record for 138 Elder Ave, Chicago Heights, IL 60411

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,204 sqft · built 1956
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$88,500 (Feb 2004)
Tax Bill$3,222 (2023)
Deeds & MortgagesSep 2026 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN32-20-104-078

Property Details

APN / Parcel Number

Primary APN32-20-104-078
Alternative APN
  • 32-20-104-078-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address138 ELDER AVE
CityCHICAGO HEIGHTS
StateIL
Zip60411-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range14E
Legal Township35N
Legal Section20
Legal SubdivisionPARKVIEW TERRACE ADD 01
Legal Lot Number29
JurisdictionCOOK IL
Township / Civil DivisionBLOOM
Census Block Group2
Census Block2001
Census Tract829200

Owner

138 Elder Ave is owned and occupied by an individual who bought it in February 2004.

Source: Cook County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address138 ELDER AVE, CHICAGO HEIGHTS, IL 60411-2625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
May 12, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2004 · Amount on File
Deed SaleFeb 6, 2004 · Amount on File
Deed Document Number200426061
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateSep 14, 2026
Property Address138 ELDER AVE, CHICAGO HEIGHTS, IL 60411-2625
Document Number0000010052
Instrument DateSep 1, 2026
Instrument202610052
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 ELDER AVE, CHICAGO HEIGHTS, IL 60411-2625

Mortgage

Document Number0000010052,
DateSep 14, 2026
Instrument202610052
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
Interest
Max Rate-1%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address138 ELDER AVE, CHICAGO HEIGHTS, IL 60411-2625
Document Number1715206029
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedJun 8, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 ELDER AVE CHICAGO HEIGHTS IL 604112625, CHICAGO HEIGHTS, IL 60411-2625

Mortgage

Document Number1715206029
DateJun 1, 2017
Instrument15206029
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueMay 31, 2044

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBloom Township
MunicipalityChicago Heights City
Secondary School DistrictBloom Township High School District 206 (09 - 12)
Elementary School DistrictChicago Heights School District 170 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,376 Land $2,880 Building $6,496$93,760 Land $28,800 Building $64,960
2023$3,222.00 (+29.97%)
2022$2,479.00 Homeowner's exemption$7,343 Land $2,520 Building $4,823$73,430 Land $25,200 Building $48,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Elder Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1981–2021)
Claims Outside the SFHA5 of 8
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 138 Elder Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO HEIGHTS
serves 26,184 people · EPA ID IL0310450
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionOct 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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