138 Eastcliff Dr SE, Concord, NC 28025 Property Records

Cabarrus County property record for 138 Eastcliff Dr SE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1974
Lot Size	0.421 acres (18,300 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2022)
Tax Bill	$2,184 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 52 4377`

Property Details

APN / Parcel Number

Primary APN	`5630 52 4377`
Alternative APNs	`12047 0109.300000` `153742` `60366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,378 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,300 sqft (0.421 acres)
Lot Dimensions	183 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	300 sqft
Driveway	Concrete Driveway
Driveway Area	1,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	640 sqft
Patio Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	153742
Street Address	138 EASTCLIFF DR SE
City	CONCORD
State	NC
Zip	28025-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 10 & P/O 9 & 11 CRESTWOOD HEIGHTS
Legal Subdivision	EASTCLIFF
Legal Lot Number	10
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3003
Census Tract	42202

Owner

138 Eastcliff Dr SE is owned and occupied by two individuals who bought it in February 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 EASTCLIFF DR SE, CONCORD, NC 28025-3719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Nov 14, 2008
Deed Document Number	20226729
Deed Book / Page	15873 / 96
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	14696231
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 25, 2022
Property Address	138 EASTCLIFF DR SE, CONCORD, NC 28025-3719
Document Number	0001587396
Book / Page	15873 / 96
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FORTIFIED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 WINDING OAKS TRL, 2201, WAXHAW, NC 28173-7108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 EASTCLIFF DR SE, CONCORD, NC 28025-3719

Mortgage

Document Number	0001587398
Date	Feb 25, 2022
Instrument	15873/98

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Nov 24, 2020
Property Address	138 EASTCLIFF DR SE, CONCORD, NC 28025-3719
Document Number	0014696231
Book / Page	14696 / 231
Map Reference	MB 11 PG 5
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 EASTCLIFF DR SE, 138, CONCORD, NC 28025-3719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 EASTCLIFF DR SE, CONCORD, NC 28025-3719

Mortgage

Document Number	0014696234
Date	Nov 24, 2020
Instrument	14696/234

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,230 (-) Land $68,000 Building $291,230
2025		$359,230 Land $68,000 Building $291,230
2024			$359,230 (+77.4%) Land $68,000 Building $291,230
2023	$2,184.00	$202,500 Land $34,000 Building $168,500	$202,500 Land $34,000 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Eastcliff Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Eastcliff Dr SE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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