138 E Sandy Cir, Big Pine Key, FL 33043 Property Records

Monroe County property record for 138 E Sandy Cir, Big Pine Key, FL 33043 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,344 sqft Living Area
Lot Size	14,000 sqft (0.321 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$1,708.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00257050-000000`
Alternative APNs	`26662900257050000000` `1328774`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area
1st Floor	1,344 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Combination Exterior
Construction Type	Wood Construction
Foundation Type	Pile Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Carport Garage
Carport	Carport
Pool Type	Public/Municipal/Commercial Pool Type
Porch	Open Porch
Porch Area	972 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1328774
Old Parcel Number	26662900257050000000
Street Address	138 E SANDY CIR
City	BIG PINE KEY
State	FL
Zip	33043-3132
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 4 SLY 13FT LOT 15 AND ALL LOT 16 N 37FT LOT 17 BIG PINE INC PB5-4 BIG PINE KEY OR528-456 OR714-45 OR859-475 OR951-1223
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	BIG PINE KEY INC
Legal Block	4
Legal Lot Number	15-17
Jurisdiction	MONROE FL
Minor Civil Division	LOWER KEYS
Census Blockgroup	2
Census Block	2032
Census Tract	971401

Owner

Source: Monroe County records · APN 00257050-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 E SANDY CIR, BIG PINE KEY, FL 33043-3132
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2020
Deed Sale	Jun 01, 2020
Prior Sale	May 11, 1994 · Amount on Record
Deed Doc Number	0030342025
Deed Book / Page	01306 / 01560
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	1657833
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	138 E SANDY CIR, BIG PINE KEY, FL 33043-3132
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E SANDY CIR, BIG PINE KEY, FL 33043-3132

Mortgage

Document Number	0030570405
Date	Nov 17, 2020
Book Page	3057/405
Instrument	2291057

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,710 (+5.99%)	$472,863 (-21.31%) Land $264,600 Building $208,263
2024	$1,708.00 (+7.9%)
2023	$1,583.00 (+0.38%)	$147,859 (+3%)	$600,919 (+30.65%) Land $403,200 Building $197,719
2022	$1,577.00	$143,553	$459,935 Land $257,040 Building $202,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.