138 E Prong Rd, Richmond, KY 40475 Property Records

Madison County property record for 138 E Prong Rd, Richmond, KY 40475

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	19.8 acres (863,795 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Oct 2005)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0065-0000-0012-H`

Property Details

APN / Parcel Number

Primary APN	`0065-0000-0012-H`
Alternative APNs	`118676` `81726` `48139`

Exterior

Lot Area	863,795 sqft (19.8 acres)

Location & Zoning

Account Number	48139
Street Address	138 E PRONG RD
City	RICHMOND
State	KY
Zip	40475-9311
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TRACT A-2 (19.83 ACRES)
Legal Subdivision	WILMORE PARK CONDOMINIUM
Legal Tract	A-2
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	2
Census Block	2033
Census Tract	10101

Owner

Source: Madison County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 E PRONG RD, RICHMOND, KY 40475-9311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH FCU
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2005 · Amount on Record
Deed Sale	Oct 4, 2005 · Amount on Record
Prior Sale	Sep 19, 2005 · Amount on Record
Deed Document Number	2005354407
Deed Book / Page	597 / 173
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	138 E PRONG RD, RICHMOND, KY 40475-9311
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E PRONG RD, RICHMOND, KY 40475-9311

Mortgage

Document Number	0M2451/213
Date	Mar 12, 2026
Book Page	M2451/213
Instrument	2014326614

Lender

Name	COMMONWEALTH FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	138 E PRONG RD, RICHMOND, KY 40475-9311
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01850/337
Date	Mar 6, 2019
Book Page	M01850/337
Instrument	2013989189

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00 (-4.93%) Homeowner's exemption	$172,000 (-)	$172,000 (-)
2023	$1,218.00 Homeowner's exemption	$172,000	$172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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